Abstract: A method for providing smart auto rental estimatics to a user includes training a machine learning model to predict repair information, receiving a report, analyzing the report to identify a coverage, determining a vendor, receiving a chosen vendor, determining a branch, receiving a chosen branch, analyzing the report and a volume data using the trained machine learning model to determine loss information, calculating out-of-pockets, and transmitting the out-of-pockets to the user.

Abstract: A method for providing smart auto rental estimatics to a user includes training a machine learning model to predict repair information, receiving a report, analyzing the report to identify a coverage, determining a vendor, receiving a chosen vendor, determining a branch, receiving a chosen branch, analyzing the report and a volume data using the trained machine learning model to determine loss information, calculating out-of-pockets, and transmitting the out-of-pockets to the user.

Abstract: A method of determining an injury segment includes receiving a loss report, analyzing the loss report using a trained model to determine a severity of an injury, determining, based on the severity of the injury, an injury segment, and storing, via a processor, an indication of the injury segment. A computer system includes a processor configured to receive a loss report, analyze the loss report using a trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment. A non-transitory computer readable medium containing program instructions that when executed cause a computer to receive a loss report, analyze the loss report using a trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment.

Abstract: A method of determining an injury segment includes training a machine learning model, receiving a loss report, analyzing the loss report using the trained model to determine a severity of an injury, determining, based on the severity of the injury, an injury segment, and storing, via a processor, an indication of the injury segment. A computer system includes a processor configured to train a machine learning model, receive a loss report, analyze the loss report using the trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment. A non-transitory computer readable medium containing program instructions that when executed cause a computer to train a machine learning model, receive a loss report, analyze the loss report using the trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment.

Abstract: Systems and methods are disclosed with respect to providing seamless customer experience transactions, in particular, linking disparate systems to facilitate a lower friction customer experience. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.

Abstract: A method for classifying total loss based on claim characteristics may include training a machine learning model using labeled data to classify a loss report, receiving a loss report associated with a policy, analyzing the loss report using the trained model to classify the loss report into a category, and storing an indication of total loss in association with the loss report when the category is a total loss category. A method for automating loss report taking may include receiving loss report data and telephony data from a user, correlating the user to a policy and a profile, determining a preferred language of the user and displaying a prepopulated loss report and a loss report word track in the preferred language of the user to a customer support user, wherein the prepopulated loss report and loss report word track are interpolated into predetermined locations in a loss report template.

Abstract: A method of determining an injury segment includes training a machine learning model, receiving a loss report, analyzing the loss report using the trained model to determine a severity of an injury, determining, based on the severity of the injury, an injury segment, and storing, via a processor, an indication of the injury segment. A computer system includes a processor configured to train a machine learning model, receive a loss report, analyze the loss report using the trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment. A non-transitory computer readable medium containing program instructions that when executed cause a computer to train a machine learning model, receive a loss report, analyze the loss report using the trained model to determine the severity of an injury, determine an injury segment, and store an indication of the injury segment.

Abstract: A method of assigning and/or routing an auto claim to an appropriate claim handling tier to mitigate delay may include training a machine learning model using historical claim data to determine a severity corresponding to an injury claim, receiving a loss report corresponding to an auto accident, analyzing the loss report using the trained machine learning model to determine the severity of at least one injury corresponding to the loss report, determining an injury segment, and storing the indication of the injury segment in association with the loss report.

Abstract: The present invention relates to a surface modified overhead conductor with a coating that allows the conductor to operate at lower temperatures. The coating contains about 5% to about 30% of an inorganic adhesive, about 45% to about 92% of a filler, about 2% to about 20% of one or more emissivity agents, and about 1% to about 5% of a stabilizer.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file at a data server associated with an insurance company event and determine if the file contains a computer security threat. The method may also determine if the file is supported and convert the file wherein the converted file is supported. The method may further flag the converted file for association with an insurance company event and transmit the converted file to a permanent storage server.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file at a data server associated with an insurance company event and determine if the file contains a computer security threat. The method may also determine if the file is supported and convert the file wherein the converted file is supported. The method may further flag the converted file for association with an insurance company event and transmit the converted file to a permanent storage server.

Abstract: The present invention relates to a surface modified overhead conductor with a coating that allows the conductor to operate at lower temperatures. The coating contains about 5% to about 30% of an inorganic adhesive, about 45% to about 92% of a filler, about 2% to about 20% of one or more emissivity agents, and about 1% to about 5% of a stabilizer.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file associated with an insurance company event, determine if the file contains a computer security threat and transmit the file to a temporary data server. The method may also determine if the file is supported and convert the file wherein the converted file is supported. The method may further flag the converted file for association with an insurance company event and transmit the converted file to a permanent storage server.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file associated with an insurance company event, determine if the file contains a computer security threat and transmit the file to a temporary data server. The method may also determine if the file is supported, convert the file and transmit the converted file to the client device for a verification that the converted file can be uploaded. The method may further receive the verification from the client device that the converted file can be uploaded, flag the converted file for association with an insurance company event and transmit the converted file to a permanent storage server.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file associated with an insurance company event, determine if the file contains malicious code and transmit the file to a temporary data server. The method may also determine if the file is in a supported file format and if the file meets a supported file size, convert the file and transmit the converted file to the client device for a verification that the converted file can be uploaded. The method may further receive the verification from the client device that the converted file can be uploaded, flag the converted file for association with a customer account associated with the client device and transmit the converted file to a permanent storage server.

Abstract: A computer implemented method may allow for the upload and verification of a document. In one aspect, the method may receive a file associated with an insurance company event, determine if the file contains malicious code and transmit the file to a temporary data server. The method may also determine if the file is in a supported file format and if the file meets a supported file size, convert the file and transmit the converted file to the client device for a verification that the converted file can be uploaded. The method may further receive the verification from the client device that the converted file can be uploaded, flag the converted file for association with a customer account associated with the client device and transmit the converted file to a permanent storage server.

Abstract: The present invention relates to a surface modified overhead conductor with a coating that allows the conductor to operate at lower temperatures. The coating contains about 5% to about 30% of an inorganic adhesive, about 45% to about 92% of a filler, about 2% to about 20% of one or more emissivity agents, and about 1% to about 5% of a stabilizer.

Abstract: An upload and verification system allows a user to upload files which the user would like to attached to the electronic record of a certain event associated with the company, for example, an insurance claim. A quarantine server may receive the uploaded file and scan the file for malicious code. The quarantine server may transmit the file to temporary storage server. The temporary storage server may receive the file, may convert the file to a file format supported by the company system and may compress the file. The temporary storage server may also transmit a preview of the file back to the client device, where the user can verify that the correct document has been uploaded and no mistakes have been made.

Abstract: An upload and verification system allows a user to upload files which the user would like to attached to the electronic record of a certain event associated with the company, for example, an insurance claim. A quarantine server may receive the uploaded file and scan the file for malicious code. The quarantine server may transmit the file to temporary storage server. The temporary storage server may receive the file, may convert the file to a file format supported by the company system and may compress the file. The temporary storage server may also transmit a preview of the file back to the client device, where the user can verify that the correct document has been uploaded and no mistakes have been made.

Abstract: A coating, method of coating and substrates coated thereby, wherein the coating contains an inorganic adhesive such as an alkali/alkaline earth metal silicate such as sodium silicate, potassium silicate, calcium silicate, and magnesium silicate; a filler such as a metal oxide for example silicon dioxide, aluminum oxide, titanium dioxide, magnesium oxide, calcium oxide and boron oxide; and one or more emissivity agents such as silicon hexaboride, carbon tetraboride, silicon tetraboride, silicon carbide, molybdenum disilicide, tungsten disilicide, zirconium diboride, cupric chromite, or metallic oxides such as iron oxides, magnesium oxides, manganese oxides, chromium oxides and copper chromium oxides, and derivatives thereof. In a coating solution, an admixture of the coating contains water. A stabilizer such as bentonite, kaolin, magnesium alumina silicon clay, tabular alumina and stabilized zirconium oxide may be added.