Patents by Inventor John G. Christopher

John G. Christopher has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11928652
    Abstract: A system receives information for a plurality of invoices having invoice amounts owed by a debtor-buyer to a plurality of creditor-suppliers, a cash pool amount for a cash pool available by the debtor-buyer for early payment of at least some of the invoice amounts, and a desired return rate, receives a plurality of offers, each offer from a corresponding creditor-supplier and comprising an offer return rate, determines whether each of the plurality of offers is eligible for acceptance based on each offer return rate from each offer and the desired return rate for the buyer and selects one or more invoices each having an invoice amount, and transmits award information to the debtor-buyer.
    Type: Grant
    Filed: August 23, 2021
    Date of Patent: March 12, 2024
    Assignee: POLLEN, INC.
    Inventors: Alexander C. Kemper, Kevin J. Daniels, Peter L. Thomas, John G. Christopher, Douglas A. Martin
  • Publication number: 20230342842
    Abstract: A system and method for the dynamic discovery of prices through the use of an auction is provided. In one embodiment, the system allows a seller to auction homogenous assets or liabilities to a plurality of bidders. The assets or liabilities may be organized in baskets by maturity, by geographic location, by type, by a property, etc. The system may determine the eligibility for acceptance of bids submitted by the bidders and a plurality of bids may be determined to be eligible for acceptance using the same or different criteria. Further, a margin by which the bids are acceptable may be determined and a representation of the margin may be communicated to the seller or a bidder. The seller may configure an auction event with auction parameters, such as bid floors and hurdle rates and may alter event parameters while the auction is ongoing.
    Type: Application
    Filed: June 9, 2023
    Publication date: October 26, 2023
    Inventors: Alexander C. KEMPER, Roy E. Owens, George W. Hedrick, Peter Thomas, Patricia Iorio, John G. Christopher, Douglas A. Martin
  • Publication number: 20220083991
    Abstract: A system receives information for a plurality of invoices having invoice amounts owed by a debtor-buyer to a plurality of creditor-suppliers, a cash pool amount for a cash pool available by the debtor-buyer for early payment of at least some of the invoice amounts, and a desired return rate, receives a plurality of offers, each offer from a corresponding creditor-supplier and comprising an offer return rate, determines whether each of the plurality of offers is eligible for acceptance based on each offer return rate from each offer and the desired return rate for the buyer and selects one or more invoices each having an invoice amount, and transmits award information to the debtor-buyer.
    Type: Application
    Filed: August 23, 2021
    Publication date: March 17, 2022
    Inventors: Alexander C. Kemper, Kevin J. Daniels, Peter L. Thomas, John G. Christopher, Douglas A. Martin
  • Patent number: 11100477
    Abstract: A system receives information for a plurality of invoices having invoice amounts owed by a debtor-buyer to a plurality of creditor-suppliers, a cash pool amount for a cash pool available by the debtor-buyer for early payment of at least some of the invoice amounts, and a desired return rate, receives a plurality of offers, each offer from a corresponding creditor-supplier and comprising an offer return rate, determines whether each of the plurality of offers is eligible for acceptance based on each offer return rate from each offer and the desired return rate for the buyer and selects one or more invoices each having an invoice amount, and transmits award information to the debtor-buyer.
    Type: Grant
    Filed: January 20, 2016
    Date of Patent: August 24, 2021
    Assignee: Pollen, Inc.
    Inventors: Alexander C. Kemper, Kevin J. Daniels, Peter L. Thomas, John G. Christopher, Douglas A. Martin
  • Publication number: 20210042821
    Abstract: A system and method for dynamically discounting trade debt through the use of a forward auction is provided. In one example, a system that allows a seller to auction inventory to a plurality of bidders. According to this embodiment, the system may determine eligibility for acceptance of bids submitted by the bidders and a plurality of bids may be determined to be eligible for acceptance. Further, a margin by which the bids are acceptable may be determined and a representation of the margin may be communicated. In another example, a method is provided for discounting debt using an auction system. According to this embodiment, a seller may configure an auction event with auction parameters, such as hurdle rates, that will best serve the goals of the auction. The seller may alter event parameters while the event is ongoing, thus further enhancing the ability of the seller to meet auction objectives.
    Type: Application
    Filed: October 26, 2020
    Publication date: February 11, 2021
    Inventors: Alexander C. Kemper, Roy E. Owens, George Wesley Hedrick, Peter Thomas, Patricia Iorio, John G. Christopher, Douglas A. Martin
  • Patent number: 10817932
    Abstract: A system and method for dynamically discounting trade debt through the use of a forward auction is provided. In one example, a system that allows a seller to auction inventory to a plurality of bidders. According to this embodiment, the system may determine eligibility for acceptance of bids submitted by the bidders and a plurality of bids may be determined to be eligible for acceptance. Further, a margin by which the bids are acceptable may be determined and a representation of the margin may be communicated. In another example, a method is provided for discounting debt using an auction system. According to this embodiment, a seller may configure an auction event with auction parameters, such as hurdle rates, that will best serve the goals of the auction. The seller may alter event parameters while the event is ongoing, thus further enhancing the ability of the seller to meet auction objectives.
    Type: Grant
    Filed: October 31, 2008
    Date of Patent: October 27, 2020
    Assignee: POLLEN, LLC
    Inventors: Alexander C. Kemper, Roy E. Owens, George Wesley Hedrick, Peter Thomas, Patricia Iorio, John G. Christopher, Douglas A. Martin
  • Patent number: 5353244
    Abstract: An adjustable equalizer network has a series chain of N all pass amplifier stages driving N+1 scaling circuits connected to a final summing circuit that includes circuitry to adjust the frequency response at M+1 frequency control points to obtain a predetermined ripple free minimum phase shift frequency response over a given frequency range. The scaling circuits have scaling coefficients, of magnitude and sign determined by Fourier analysis and an appropriate truncation function, such that the filter has a pass band representative of M+1 contiguous bands conjointly encompassing the frequency range. Calculation of the scaling coefficients and control of the scaling circuits is accomplished through digital computation and manipulation. Some embodiments may use passive circuits or linear analogue circuits as scaling circuits, controlled manually or by a computing device.
    Type: Grant
    Filed: September 13, 1993
    Date of Patent: October 4, 1994
    Assignee: Knowles Electronics, Inc.
    Inventors: Richard W. Peters, John G. Christopher, John W. Staples
  • Patent number: 5297075
    Abstract: An adjustable equalizer network has a series chain of N all pass amplifier stages driving N+1 scaling circuits connected to a final summing circuit that adjusts the frequency response at M+1 frequency control points to obtain a predetermined ripple free minimum phase shift frequency response over a given frequency range. The scaling circuits have scaling coefficients, of magnitude and sign determined by Fourier analysis and an appropriate truncation function, such that the filter has a pass band representative of M+1 contiguous bands conjointly encompassing the frequency range. Calculation of the scaling coefficients and control of the scaling circuits is accomplished through digital computation and manipulation. Some embodiments may use passive circuits or linear analogue circuits as scaling circuits, controlled manually or by a computing device.
    Type: Grant
    Filed: July 27, 1992
    Date of Patent: March 22, 1994
    Assignee: Knowles Electronics, Inc.
    Inventors: Richard W. Peters, John G. Christopher, John W. Staples
  • Patent number: 5259035
    Abstract: An automatic microphone mixer for a multi-microphone audio system in which each microphone audio channel is provided with a control channel including a comparator that compares the microphone output, as an A.C. signal, with a D.C. threshold signal, and that switches the microphone channel to "on" condition when the microphone signal exceeds the threshold; the threshold signal starts at a maximum level for a time T1 and then decreases as a function of time. A D.C. offset is added to the threshold signal in order to prevent low-level extraneous noise sources from activating a channel. All of the control channels are coupled to a threshold signal restoration circuit that drives the threshold signal back to its maximum level each time an audio channel is switched "on." An audio channel that has been switched "on" remains "on" for a time T2 substantially longer than the time T1.
    Type: Grant
    Filed: August 2, 1991
    Date of Patent: November 2, 1993
    Assignee: Knowles Electronics, Inc.
    Inventors: Richard W. Peters, John G. Christopher