Abstract: The present invention generally relates to a system, method, and computer program for providing coupons and cash back in electronic commerce. Specifically, electronic coupon code(s) are tested against various retailer websites to ascertain the best combination and automatically applied into a user's cart during electronic checkout. Various embodiments of the present invention also provide the user-less tracking of an affiliate purchase in order to apportion user cash back without first requiring the creation of a user account.

Abstract: The present invention generally relates to a system, method, and computer program for providing coupons and cash back in electronic commerce. Specifically, electronic coupon code(s) are tested against various retailer websites to ascertain the best combination and automatically applied into a user's cart during electronic checkout. Various embodiments of the present invention also provide the user-less tracking of an affiliate purchase in order to apportion user cash back without first requiring the creation of a user account.

Abstract: The present invention generally relates to a system, method, and computer program for providing maximum savings in electronic commerce. Specifically, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, customer loyalty programs, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price. Several optimization schemes are also disclosed which enhance a user experience.

Abstract: An integration layer for securely completing transactions. The integration layer may receive, from an issuing server, transaction data for a pending purchase by a user, the transaction data including purchase data and payment card data. The transaction data may have been transmitted through an acquiring server, a payment card network (PCN), and an issuing server. Based on the transaction data, the integration layer may enroll the payment card in CLOs and provide BNPL options while the transaction is processing.

Abstract: The present technology generally relates to a system, method, and computer program for facilitating e-commerce transactions. For example, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, customer loyalty programs, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price. From a product landing page, a checkout modal window may be presented to the user as an overlay of the product landing page. Upon selection of a checkout element in the checkout modal window, the purchase process may be completed without additional user interaction or without displaying a checkout page of the website.

Abstract: The present invention generally relates to a system, method, and computer program for providing maximum savings in electronic commerce. Specifically, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, customer loyalty programs, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price. Several optimization schemes are also disclosed which enhance a user experience.

Abstract: The present invention generally relates to a system, method, and computer program for providing maximum savings in electronic commerce. Specifically, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price.