Abstract: A system for determining a fraud risk score associated with a transaction. The system includes a server including an electronic processor. The electronic processor is configured to determine a plurality of rules based on a plurality of transactions over time and extract one or more features of the transaction. The electronic processor is also configured to select, based on the plurality of rules, a plurality of fraud risk features Each non-categorical fraud risk feature selected is associated with a fraud risk feature value and each categorical fraud risk feature selected is associated with a categorical variable value. The electronic processor is configured to determine, for each categorical fraud risk feature, a fraud risk feature value. The electronic processor is also configured to determine the fraud risk score based on the one or more of the transformed fraud risk feature values.

Abstract: A fraud prevention system that includes a fraud prevention server including an electronic processor and a memory. The memory includes a feature drift hardened online application origination (OAO) service. When executing the feature drift hardened OAO service, the electronic processor is configured to detect, with respect to a first OAO model, feature drift in a dataset of an online application that exceeds a predefined threshold, generate one or more feature drift hardened OAO models that mitigate the feature drift, determine a fraud score of the online application based on the one or more feature drift hardened OAO models that differentiates between a behavior of a normal user and a behavior of a nefarious actor during a submission of the online application on a device and mitigates the feature drift, and control a client server to approve, hold, or deny the online application based on the fraud score.

Abstract: A fraud prevention system that includes a client server and a fraud prevention server. The fraud prevention server includes an electronic processor and a memory. The memory includes an online application origination (OAO) service. When executing the OAO service, the electronic processor is configured to determine a fraud score of an online application based on an online application origination (OAO) model that differentiates between a behavior of a normal user and a behavior of a nefarious actor during a submission of the online application on a device, and control the client server to approve, hold, or deny the online application based on the fraud score that is determined.

Abstract: A fraud prevention system that includes a fraud prevention server including an electronic processor and a memory. The memory includes an online application origination (OAO) service. When executing the OAO service, the electronic processor is configured to determine whether the OAO service is enabled and whether a website configuration includes a list of multi-page placements for an online application, determine that input data needs to be stored in the memory and combined into multi-page input data, determine a fraud risk score of the online application based on the multi-page input data and an online application origination (OAO) model that differentiates between a behavior of a normal user and a behavior of a nefarious actor during a submission of the online application on a device, and control a client server to approve, hold, or deny the online application based on the fraud risk score that is determined.

Abstract: Facilitating surveillance of a targeted user participating in communication sessions over a network, such as a VoIP network, that employs SIP. The method includes receiving a subscription request from a subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions. A system for facilitating surveillance of a targeted user includes an API operable to receive a subscription request from a third party subscriber, the subscription request identifying the targeted user, wherein the third party subscriber is not a participant in the one or more communication sessions, and a SIP events monitoring module operable to detect one or more predetermined SIP events associated with the communication sessions based on the subscription request and notify the third party subscriber of the detected SIP events.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: A fraud prevention system that includes a server. The server is operable to receive a first attribute of a client device from the client device and associated with a first transaction, receive a second attribute of the client device from the client device and associated with the first transaction, receive a third attribute related to the client device and associated with the first transaction, and generate a persistent device identification (“PDI”) record including the first attribute, the second attribute, and the third attribute, store the PDI record in a memory, receive the third attribute related to the client device and associated with a second transaction, and identify the client device using the PDI record based on the third attribute without receiving, in association with the second transaction, the first attribute of the client device and the second attribute of the client device.

Abstract: An account recommendation system that includes a server. The server is operable to identify a user account based on a server-side persistent device identification. The server includes a processor and a memory. The server is configured to receive a request including one or more attributes related to a client device, identify the server-side persistent device identification (“PDI”) record for the client device based on the one or more attributes of the client device, identify one or more candidate accounts based on the server-side persistent device identification, determine confidence scores for each of the one or more candidate accounts, generate a recommendation signal for the user account associated with the client device based on the confidence scores, and transmit the recommendation signal to a merchant server.

Abstract: Facilitating surveillance of a targeted user participating in communication sessions over a network, such as a VoIP network, that employs SIP. The method includes receiving a subscription request from a subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions. A system for facilitating surveillance of a targeted user includes an API operable to receive a subscription request from a third party subscriber, the subscription request identifying the targeted user, wherein the third party subscriber is not a participant in the one or more communication sessions, and a SIP events monitoring module operable to detect one or more predetermined SIP events associated with the communication sessions based on the subscription request and notify the third party subscriber of the detected SIP events.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: A method for facilitating surveillance of a targeted user participating in communication sessions conducted over a communications network, such as a voice over Internet protocol (VoIP) network, that employs a session initiation protocol (SIP). The method includes receiving a subscription request from a third party subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions.

Abstract: A method for facilitating surveillance of a targeted user participating in communication sessions conducted over a communications network, such as a voice over Internet protocol (VoIP) network, that employs a session initiation protocol (SIP). The method includes receiving a subscription request from a third party subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions.

Abstract: A method for facilitating surveillance of a targeted user participating in communication sessions conducted over a communications network, such as a voice over Internet protocol (VoIP) network, that employs a session initiation protocol (SIP). The method includes receiving a subscription request from a third party subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: A method for facilitating surveillance of a targeted user participating in communication sessions conducted over a communications network, such as a voice over Internet protocol (VoIP) network, that employs a session initiation protocol (SIP). The method includes receiving a subscription request from a third party subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions.

Abstract: A method for facilitating surveillance of a targeted user participating in communication sessions conducted over a communications network, such as a voice over Internet protocol (VoIP) network, that employs a session initiation protocol (SIP). The method includes receiving a subscription request from a third party subscriber, the subscription request identifying a targeted user to be monitored, monitoring communication sessions in which the targeted user is a participant, to detect SIP events corresponding to state transitions associated with the communication sessions.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.

Abstract: Systems and methods for dynamically registering a communication device are disclosed. As one example, a communication network architecture is disclosed that includes multiple feature servers, multiple registration redirect servers (RRSs), and multiple communication devices. The feature servers provide services to the communication devices. The RRSs each service a shared virtual Internet Protocol (IP) address and perform load balancing of registration requests on behalf of multiple feature servers located geographically proximate to the RRS. The communication devices are configured to issue initial registration requests intended for any of the feature servers to the shared virtual IP address, whereby upon issuing an initial registration request, a communication device is directed to a particular feature server that is associated with a RRS that is closest to the communication device, and where the particular feature server is selected by a load balancing routine executing on the RRS.