Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.

Abstract: A session data processing network includes a POS terminal and at least one computer server. The POS terminal is configured to establish a secure communications session with a communications appliance, receive session data from the communications appliance via the communications session, extract a ledger identifier and a token from the session data, transmit an authorization request message and a rewards request message to the server. The authorization request message includes the ledger identifier and an authorization value. The rewards request message includes the token and requests a reward of loyalty points to a secondary ledger associated with the token. The server is configured to receive the authorization request message and the loyalty rewards request message, confirm authorization of a transaction in an amount equal to the authorization value from an account associated with the ledger identifier, and transmit to the POS terminal an authorization response message confirming the authorization.

Abstract: A computer-implemented is disclosed. The method includes: receiving video data of a live media stream; obtaining, while the live media stream is being streamed, audience reaction data associated with the live media stream, the audience reaction data indicating, at least, an amount of audience engagement activity in connection with video content of the live media stream; identifying an event-of-interest in the live media stream based on a determination that a rate of change of the amount of audience engagement activity exceeds a threshold level; and in response to identifying the event-of-interest, automatically initiating one or more defined actions.

Abstract: A computer system for selectively enabling a data transfer method is disclosed. The computer system includes a processor, a communications module, and a memory. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a signal from a remote electronic device via a network using the communications module, the received signal representing information including a context for a transfer of value between a database record associated with a data sender and a database record associated with a data receiver, the context including an identifier for the data receiver; obtain a condition to be satisfied in performing the transfer of value based on the identifier for the data receiver; determine that the condition is satisfied by performing the transfer of value using a particular data transfer method; and enable the transfer of value using the particular data transfer method.

Abstract: The disclosed embodiments include computer-implemented devices and processes that generate, present, and manipulate data-aggregating graphical user interfaces. For example, a network-connected device may generate a first interface element representative of an obligation and may display, through a display unit, an graphical user interface that includes the first interface element and a plurality of second interface elements representative of time periods available for resolving the obligation. The network-connected device may receive, from an input unit, first input data indicative of a selection of the first interface element and second input data indicative of a movement of the selected first interface element from the first position to a second position within the interface.

Abstract: The present disclosure involves systems, software, and computer implemented methods for presenting recommendations for suggested activities. One example method includes receiving a first signal from a device that includes a current context of the device that includes location information for the device. The device is associated with a particular profile. A preferred language associated with the device is determined from the profile. The profile is analyzed to determine a contextual activity preference associated with the device. A repository of establishment information is searched to identify an activity that matches the current context associated with the device and the contextual activity preference. An activity description of the identified activity is translated from a foreign language to the preferred language to create a translated activity description. A second signal is transmitted to the device that includes the translated activity description for presentation at the device.

Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.

Abstract: In an aspect, a method includes: receiving, via a communications module and from a computing device, a signal comprising image data representing a first document; automatically analyzing text in the first document based on stored classification data to identify a first parameter from the text in the first document; comparing the first parameter to a second parameter, the second parameter being obtained from a data store and being associated with a second document; determining annotation data based on the comparison, the annotation data determined based on the first parameter and the second parameter; and providing a signal that includes an instruction to cause the annotation data to be overlaid on a display of the computing device, the instruction including marker data identifying a location associated with the first document and influencing a location of the annotation in the display.

Abstract: The present disclosure involves systems, software, and computer implemented methods for providing UI-based modifications to adjust and interact with data exchange splits. One example system includes a processor for identifying a newly received data exchange (DE) request associated with a particular user profile and receiving a first signal including a request to split the DE request with at least one other user profile. In response to the first signal, the processor can analyze the DE to identify at least one data exchange parameter and search a repository of DEs for previously submitted DEs associated with the at least one DE parameter of the identified DE. In response to identifying at least one previously requested DE, a set of DE split parameters associated with the at least one previously requested DE satisfying the search can be identified. The set of proposed DE split parameters can then be transmitted accordingly.

Abstract: Systems, methods and manufactures related to providing links to products and services on social media are disclosed. The method, at a computing system, the includes identifying, for a post on a social media platform, a product or a service associated with the post; finding an e-commerce site selling the product or service; monitoring comments to the post on the social media platform; determining that a comment relates to where to obtain the identified product or service; and providing a link to the product or service on the e-commerce site as a response to the comment.

Abstract: A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

Abstract: An EMV-session data network includes a POS terminal and at least one computer server. The POS terminal is configured to receive ledger data and a cryptogram from a communications appliance, extract an account identifier from the ledger data, and transmit to the server an authorization request message that includes the account identifier, the authorization value and the cryptogram. The server is configured to transmit to the POS terminal an authorization response message that confirms that the cryptogram was generated by the communications appliance from the account identifier and the authorization value. The POS terminal is further configured to extract a token from the ledger data and to transmit to the server a loyalty rewards request message that includes the token. The server is further configured to initiate a points reward to an account that is associated with the token.

Abstract: Methods and systems for dynamically allocating amounts amongst a plurality of database records associated with recipients for value transfer processing. The system intercepts received value transfer notifications and determines an allocation of the value quantity to two or more recipient accounts without first writing the value quantity to an internal ledger user record associated with the recipient. The allocation may be based on a priority ranking of accounts determined by the system based on allocation rules. The allocation rules may be based on internal recipient data and/or external third-party data. The priority ranking may be partly based on projecting inflows and outflows from the user records over a window of time and applying an optimization function.

Abstract: Methods and systems for generating notifications to users. The methods may include selecting, based on a first characteristic and the stored data associated with each user, a first subset of users from the set of users and transmit a primary notification to the first subset of users. The system detects whether the users perform a particular user action and segments the first subset into a first group of users associated with the particular user action and a second group of users not associated with the particular user action. The system identifies a second characteristic different from the first characteristic and correlated to the second group of users. It then identifies a third group of users having the second characteristic and generates a secondary notification for transmission to the third group of users.

Abstract: The present disclosure provides systems and methods to locate, remove and optionally replace personal information in screen pages generated by computer-executable instructions. According to an embodiment, a method includes obtaining computer-executable instructions for generating multiple screen pages. At least one of the screen pages includes personal information that a user might not have permission to view. The computer-executable instructions can then be modified to produce modified computer-executable instructions, which generate at least one modified screen page that corresponds to the at least one screen page having the personal information removed. The modified computer-executable instructions are transmitted to a device associated with the user, allowing the user to interact with the at least one modified screen page without risking disclosure of the personal information.

Abstract: The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of an event, and may access and decrypt a set of rules hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may identify a rule associated with the detected event, and perform one or more operations consistent with the rule and involving at least one of assets tracked within the secured blockchain-based ledger or an owner of a portion of the tracked assets. By way of example, the detected event may triggering a sale, transfer, and/or re-allocation of an ownership interest in a tracked asset, and the identified rule may specify a distribution of proceeds derived from the sale, transfer, and/or re-allocation.

Abstract: A computer server includes a processor that is configured to receive an incoming authorization request that includes an original numeric value and an identification number, and locate a profile that is associated with the identification number. The located profile includes at least one adjustment criterion. The processor is configured to determine a primary numeric value and a secondary numeric value from the original numeric value and the adjustment criterion, confirm that the secondary numeric value is not greater than a balance value in a loyalty points account associated with the identification number, and reduce the balance value in the loyalty points account by the secondary numeric value. The processor is configured to, after confirming the secondary numeric value, generate a revised authorization request and transmit the revised authorization request to an authorization server. The revised authorization request includes the identification number and the primary numeric value.

Abstract: Method and system for determining a size of an initial part of a multi-part transferor are described. In one aspect, a computer-implemented method includes: receiving, by a computing system and from a client device associated with a particular transferor, a request for a transfer initiation interface; determining, based on a transfer history for the particular transferor, a size of an initial part of a multi-part transfer; and providing, to the client device, the transfer initiation interface, the transfer initiation interface indicating the size of the initial part of the multi-part transfer and including a selectable option to initiate the transfer of the initial part of the multi-part transfer.

Abstract: A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case where changing the state of the asset according to the request complies with the set of rules, and invalidating the request in the case where changing the state of the asset according to the request violates the set of rules. A communications module is coupled to the secure element for transmitting information responsive to the request to a distributed network of peer processors for recording a change in the state of the asset in a distributed electronic ledger in the case where the secure element validates the request.

Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.