Abstract: Certain embodiments of this disclosure include methods, systems and devices for obtaining and utilizing vehicle telematics data. According to one embodiment, a method is provided. The method may include: (i) obtaining, from at least one sensor located in a telematics device, telematics device sensor data, wherein the telematics device sensor data comprises data describing one or more characteristics of a vehicle associated with the telematics device; (ii) transmitting, by the telematics device, the telematics device sensor data to a mobile device; (iii) obtaining, from at least one sensor located in the mobile device, mobile device sensor data, wherein the mobile device sensor data comprises data describing one or more different characteristics of the vehicle; and (iv) transmitting, by the mobile device, the telematics device sensor data and the mobile device sensor data to a remote computing device for processing.