Patents by Inventor John R. Rutigliano

John R. Rutigliano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CLOUD PLATFORM FOR MULTIPLE ACCOUNT MANAGEMENT & AUTOMATED TRANSACTION PROCESSING
    Publication number: 20110218849
    Abstract: Systems and corresponding methods for managing multiple accounts is provided comprising causing an interface screen to be displayed at a client device that allows a user to link a plurality of accounts to a unified payment device, each of the plurality of accounts having a unique identification number; receiving a request to purchase at least one item from a merchant at a point of sale using the unified payment device; identifying at least one of the plurality of accounts linked to the unique unified payment device to be used to pay for the purchase; processing the request to purchase the at least one item with the at least one of the plurality of accounts identified; and communicating approval for the purchase to the merchant.
    Type: Application
    Filed: March 3, 2011
    Publication date: September 8, 2011
    Inventors: John R. Rutigliano, Tomasz Mikluch, John Rutigliano, Carol Rutigliano, Beata Mikluch, Jerzy Mikluch