Abstract: A method and assembly for cushioning a person's head from headphones includes a crown that has an upper surface, a lower surface and a perimeter edge. The upper surface is convexly shaped and the lower surface is concavely shaped. A visor is attached to and extends along a front edge of the perimeter edge. The crown is comprised of a plurality of panels attached together including a central panel that traverses a central area of the crown from a first lateral edge to a second lateral edge. The central panel includes the apex and the central panel comprises a unitary member.

Abstract: Systems and corresponding methods for managing multiple accounts is provided comprising causing an interface screen to be displayed at a client device that allows a user to link a plurality of accounts to a unified payment device, each of the plurality of accounts having a unique identification number; receiving a request to purchase at least one item from a merchant at a point of sale using the unified payment device; identifying at least one of the plurality of accounts linked to the unique unified payment device to be used to pay for the purchase; processing the request to purchase the at least one item with the at least one of the plurality of accounts identified; and communicating approval for the purchase to the merchant.