Abstract: A method for managing business information and account strategy by a business entity is provided. The method uses a computer system coupled to a database. The method includes receiving at the computer system information including historical financial data relating to at least one customer of the business entity, and entering into the computer at least one risk factor including at least one of a deal driver, a tracking source, a tracking frequency, a target metric, a trigger level, an impact of factor, and corresponding action plan wherein the risk factor indicating a risk associated with the business entity providing financing to the customer. The method further includes updating the database periodically with newly received information, and monitoring the at least one deal driver to determine whether to alter a current account strategy being applied by the business entity to the customer including updating a buy/hold/sell plan.

Abstract: The invention provides a metal-supported solid electrolyte electrochemical cell, multi cell reactor assemblies incorporating a plurality of such cells, and processes of forming the electrochemical cells. In one embodiment, the electrochemical cell includes a central electrolyte membrane, first and second perforated metallic layers adhered to each of the major surfaces of the central electrolyte membrane, and first and second outer, non-porous electrolyte layers formed above the metallic layers. In another embodiment, first and second inner, porous electrolyte layers are sandwiched on either side of the central membrane, between the first and second metallic layers. The electrochemical cell is thus generally formed from ceramic material as thin layers supported on non-porous, robust metallic layers, designed to behave as though made of metal. Preferably, the electrochemical cell includes metallurgically bonded electrical interconnects and/or gas seals.