Abstract: Method of capturing, by registered, paying consumers, consumer subsidizing payment contribution based tax benefits across a plurality of tax-qualified organizations and institutions participating within an internet-based tax benefit calculation and capture (TBRCC) network, and calculating and capturing tax benefits generated by consumers paying in excess of the cost of economic benefit(s) provided, with the excess of consumers' payments used to subsidize the receipt of identical or similar economic benefit(s) (e.g. services and/or goods) provided to other consumers in financial need. Further, providing registered, paying consumers with the ability to sell or trade their subsidizing payment contribution-generated tax benefit(s), or converted tax benefits, to other consumers and entities also registered and participating in the TBRCC network.

Abstract: Method of transferring monetary rights across a plurality of financial institutions participating within a monetary rights transfer (MRT) network, and capturing interest earned on the transferred monetary rights associated with a monetary value amount possessed or controlled by an owner/holder and held in a first account maintained by a home financial institution, associated with the MRT network. Also, a plurality of participating financial institutions is associated with the MRT network, wherein each financial institution maintains a second account, interest bearing, for the owner/holder of the amount of money to capture interest. A real time gross settlement (RTGS) system, controlled by a central bank of a country, is embedded within the internet-based MRT network, for recording debits and credits between central bank accounts maintained by different participating financial institutions at the central bank, so as to transfer interest in the second accounts to the first account of the MRT network user.