Patents by Inventor Josh Jason Medrano

Josh Jason Medrano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11328345
    Abstract: An integrated platform and associated interface(s) facilitate a transaction, such as a purchase of a vehicle or other item. The platform integrates information of multiple types received from various sources. Such information may be associated with a transaction, or possible future transaction, to purchase an item such as a vehicle. For example, the platform may receive and integrate information regarding user vehicle preferences, financing for the vehicle, insurance to cover the vehicle, total cost of ownership for the vehicle, prior vehicle trade-in information, dealer availability and price comparison information, user budget analysis, and/or other information. The platform presents information through interface(s), which are accessible through interface elements that each corresponds to a stage in the process to select and purchase an item. The displayed characteristics of each element are changeable to reflect the current status of the stage corresponding to the element.
    Type: Grant
    Filed: September 10, 2020
    Date of Patent: May 10, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Laura Elizabeth McCroskey, Shelly Dieckow Halsey, Cathy F. O'Sullivan, Josh Jason Medrano, Ann C. Tarrillion
  • Patent number: 11010808
    Abstract: A system may a processor that may receive image data of a vehicle via one or more image sensors and retrieve vehicle data regarding the vehicle from a vehicle database based on the image data. The vehicle database may include a first set of data regarding a plurality of vehicles. The processor may then retrieve financial data regarding a user from a financial database, such that the financial database includes a second set of data regarding financial information concerning the user. The processor may then determine one or more financial products associated with a purchase of the vehicle, generate one or more visualizations representative of the one or more financial products, and modify the image data depicted on a display to include the one or more visualizations.
    Type: Grant
    Filed: March 22, 2018
    Date of Patent: May 18, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gary Don Bourn, Adrian Borunda, Josh Jason Medrano, Cale Riley Spratt, Austin Ray Graham, Doyle Russell Dennis, Jr., Kre-Sante Dior Gordon
  • Patent number: 10810656
    Abstract: An integrated platform and associated interface(s) facilitate a transaction, such as a purchase of a vehicle or other item. The platform integrates information of multiple types received from various sources. Such information may be associated with a transaction, or possible future transaction, to purchase an item such as a vehicle. For example, the platform may receive and integrate information regarding user vehicle preferences, financing for the vehicle, insurance to cover the vehicle, total cost of ownership for the vehicle, prior vehicle trade-in information, dealer availability and price comparison information, user budget analysis, and/or other information. The platform presents information through interface(s), which are accessible through interface elements that each corresponds to a stage in the process to select and purchase an item. The displayed characteristics of each element are changeable to reflect the current status of the stage corresponding to the element.
    Type: Grant
    Filed: February 21, 2018
    Date of Patent: October 20, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Laura Elizabeth McCroskey, Shelly Dieckow Halsey, Cathy F. O'Sullivan, Josh Jason Medrano, Ann C. Tarrillion