Abstract: Content selection for a mobile device. An apparatus obtains classified weekly consumption data of a consumer, calculates for each consumption class a relative daily value for each day of the week, calculates for each consumption class a content relevance probability in a selected day of the week on the basis of a relative daily value of the selected day of the week affected by a relative daily value of at least one day following the selected day of the week, controls a content selection for the consumer on the selected day of the week on the basis of the calculated content relevance probabilities for the selected day, and transmits the selected content to a mobile device of the consumer on the selected day.

Abstract: Apparatus for processing of transaction information, wherein transaction information relating to transactions with a payment card is transformed into a plurality of geographic sums (614, 616, 618) such that for each transaction a geographic location where the transaction took place is recognized in relation to an electronic geographic map, and monetary values of transactions performed in the same geographic location within a predetermined margin are added up to form geographic sums (614, 616, 618).

Abstract: Mobile apparatus with transaction information is disclosed. The mobile apparatus receives, from an electronic service, with the wireless transceiver, a plurality of packets relating to transactions of an account linked with a payment card, transforms the received plurality of packets into transaction information, and displays, with the user interface, the transaction information such that transactions in relation to each other are represented by geometric objects.

Abstract: Content selection for a mobile device. An apparatus obtains classified weekly consumption data of a consumer, calculates for each consumption class a relative daily value for each day of the week, calculates for each consumption class a content relevance probability in a selected day of the week on the basis of a relative daily value of the selected day of the week affected by a relative daily value of at least one day following the selected day of the week, controls a content selection for the consumer on the selected day of the week on the basis of the calculated content relevance probabilities for the selected day, and transmits the selected content to a mobile device of the consumer on the selected day.

Abstract: Apparatus for processing of transaction information, wherein transaction information relating to transactions with a payment card is transformed into a plurality of geographic sums (614, 616, 618) such that for each transaction a geographic location where the transaction took place is recognized in relation to an electronic geographic map, and monetary values of transactions performed in the same geographic location within a predetermined margin are added up to form geographic sums (614, 616, 618).

Abstract: Apparatus and method are provided. The solution includes displaying (302) information on a retailer related benefit: detecting (304) a reclaiming action related to the benefit; transmitting (306) to a network server message including information on the reclaiming action; receiving (308) from the network server a timestamp related to the reclaiming action and a timestamp related to the expiration time of the benefit; and controlling (310) a timer to calculate the time difference of between the timestamps and displaying the timer.

Abstract: Payment card suspension is disclosed. A mobile apparatus maintains card data relating to a payment card. The mobile apparatus also receives, with a wireless transceiver, transaction data relating to a payment with the payment card. The transaction data includes retailer location data. The mobile apparatus obtains, with a positioning interface, user location data. If the location of the mobile apparatus as indicated by the user location data deviates from the location of the retailer as indicated by the retailer location data at least by a predetermined distance, the payment card is suspended and the user is informed about the suspension of the payment card with a user interface.

Abstract: Apparatus and method are provided. The solution includes in an apparatus controlling (304) a detector to obtain wirelessly from an object external to the apparatus information on an identifier related to a retailer; determining (306) the identification of a retailer on the basis of the identifier; transmitting (308) a query to the network server, the query including the identification of the retailer; receiving (310) a response from the server, the response including information on available retailer related benefits of the user; and if there are available benefits, controlling (312) the communication of the information on the benefits to the user.

Abstract: Apparatus and method are provided. The solution includes obtaining (404) from a computing device in a wireless manner information on an identifier related to a purchase session maintained by the computing device; transmitting (406) the identifier to a first network server; receiving (408) information from the first network server, the information related to the purchase session and including a request to acknowledge a purchase of the purchase session; transmitting (410) a purchase acknowledgement to the first network server.

Abstract: Communication between a retailer and a customer is disclosed. A payment card and a communication identifier addressing a wireless transceiver of a mobile apparatus are registered to an electronic service. The mobile apparatus receives, with the wireless transceiver, a plurality of packets relating to payments with the payment card of a plurality of trades of various commodities between the user and a plurality of various retailers, from the electronic service, extracts from the received plurality of the packets transaction information relating to the payments and supplementary information, and communicates, with a user interface, the extracted transaction information and the supplementary information to the user.

Abstract: Mobile apparatus with transaction information is disclosed. The mobile apparatus receives, from an electronic service, with the wireless transceiver, a plurality of packets relating to transactions of an account linked with a payment card, transforms the received plurality of packets into transaction information, and displays, with the user interface, the transaction information such that transactions in relation to each other are represented by geometric objects.

Abstract: Communication between a retailer and a customer is disclosed. A payment card and a communication identifier addressing a wireless transceiver of a mobile apparatus are registered to an electronic service. The mobile apparatus receives, with the wireless transceiver, a plurality of packets relating to payments with the payment card of a plurality of trades of various commodities between the user and a plurality of various retailers, from the electronic service, extracts from the received plurality of the packets transaction information relating to the payments and supplementary information, and communicates, with a user interface, the extracted transaction information and the supplementary information to the user.