Abstract: A method of providing and maintaining a plurality of clean, sanitary bedspreads for a hostelry having sleeping accommodations for a plurality of guests. The method includes providing a plurality of bedspreads, and each bedspread includes (i) a removable liner having an insulating core and two outer layers where each outer layer is a nonabsorbent, flame retardant material, and (ii) an outer shell having two outer layers defining a pocket therebetween for removably receiving the liner. The outer shell is closed at one end and has a fastener, preferably a zipper that is enclosed and hidden by a zipper fold, along the other three sides.