Abstract: A convertible garment may be provided. This convertible garment may be a two-piece “bikini style” bathing suit or bra and panty set which may be convertible to a “baby-doll” bathing suit or bra and panty set, providing abdominal coverage. This may be accomplished through the provision of a removable midriff apron which attaches to the top of the bikini style swim suit or bra providing partial or circumferential coverage of the midriff (abdomen and/or back) during pregnancy or otherwise when desired.