Patents by Inventor Kenneth A. Kopf

Kenneth A. Kopf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240152921
    Abstract: Systems and methods for tokenless authorization are provided. Obtaining an electronic representation of an initial biometric sampling of a registrant. Applying the initial electronic representation to a template data construct producing a unique digital identifier (UDI). Obtaining account information constructs corresponding to an account by the registrant with a third party. Generating a unique secure identification number (SIN) using the UDI and the account information constructs. Storing a unique link from the UDI to the account information constructs. Receiving a request for service and an electronic representation of a second biometric sampling. Forming the UDI by applying the second electronic representation to the template data construct. Verifying the UDI corresponds to the stored UDI to reconstruct the unique SIN from the UDI and using this unique SIN to retrieve the account information constructs using the indexed data structure. Transmitting the request and the unique SIN to the third party.
    Type: Application
    Filed: November 8, 2023
    Publication date: May 9, 2024
    Inventor: Kenneth A. Kopf
  • Patent number: 11847651
    Abstract: Systems and methods for tokenless authorization are provided. Obtaining an electronic representation of an initial biometric sampling of a registrant. Applying the initial electronic representation to a template data construct producing a unique digital identifier (UDI). Obtaining account information constructs corresponding to an account by the registrant with a third party. Generating a unique secure identification number (SIN) using the UDI and the account information constructs. Storing a unique link from the UDI to the account information constructs. Receiving a request for service and an electronic representation of a second biometric sampling. Forming the UDI by applying the second electronic representation to the template data construct. Verifying the UDI corresponds to the stored UDI to reconstruct the unique SIN from the UDI and using this unique SIN to retrieve the account information constructs using the indexed data structure. Transmitting the request and the unique SIN to the third party.
    Type: Grant
    Filed: May 3, 2021
    Date of Patent: December 19, 2023
    Inventor: Kenneth A Kopf
  • Publication number: 20210272125
    Abstract: Systems and methods for tokenless authorization are provided. Obtaining an electronic representation of an initial biometric sampling of a registrant. Applying the initial electronic representation to a template data construct producing a unique digital identifier (UDI). Obtaining account information constructs corresponding to an account by the registrant with a third party. Generating a unique secure identification number (SIN) using the UDI and the account information constructs. Storing a unique link from the UDI to the account information constructs. Receiving a request for service and an electronic representation of a second biometric sampling. Forming the UDI by applying the second electronic representation to the template data construct. Verifying the UDI corresponds to the stored UDI to reconstruct the unique SIN from the UDI and using this unique SIN to retrieve the account information constructs using the indexed data structure. Transmitting the request and the unique SIN to the third party.
    Type: Application
    Filed: May 3, 2021
    Publication date: September 2, 2021
    Inventor: Kenneth A. Kopf
  • Publication number: 20190139051
    Abstract: A system and method for authenticating and implementing secured transactions using biometrics: A registrant, registers his/her fingerprint within a single-point of entrance dual repository system and each registrant is assigned a separate secure identifying number which will be then be utilized by an end user to identify and associate the account. Biometrics are used authenticate the transaction which can be a financial or non-financial transaction.
    Type: Application
    Filed: May 23, 2018
    Publication date: May 9, 2019
    Inventor: Kenneth A. Kopf