Patents by Inventor Kenneth J. SINGLETON

Kenneth J. SINGLETON has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20080249925
    Abstract: A computerized method and apparatus for providing a borrower with a choice of products relating to new debts or changes to a portfolio of debts. The method can include collecting borrower information using a user interface, building scenarios of debt products currently available to the borrower, evaluating the scenarios of debt products using (i) payment models for the scenarios determined based on interest and loan information and (ii) the borrower information, and selecting one or more of the scenarios based on the evaluation of the scenarios.
    Type: Application
    Filed: December 13, 2007
    Publication date: October 9, 2008
    Applicant: FINANCIAL CROSSING, INC.
    Inventors: Amir A. NAZARI, Pejman MAKHFI, Kenneth J. SINGLETON, Jonathan R. PEDLEY