Abstract: A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. The system and method include a plurality of “transaction communities” which are electronic forums allowing interaction between a plurality of transactors and a plurality of creditors through a variety of channels. The system of the invention allows transactors to access and input information related to a particular debt and select the method in which to complete the transaction. For example, transactors may be provided with a URL for a content provider along with a unique identification code from the collection agency(s) through mail correspondence or other communication. Upon the transactor entering the URL and entering the identification code, the transactor may then proceed to choose from a variety of settlement options listed on the HTML page. A database system then records the transaction(s) and synchronizes with the database of the collection agency(s).

Abstract: A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. The system and method include a plurality of “transaction communities” which are electronic forums allowing interaction between a plurality of transactors and a plurality of creditors through a variety of channels. The system of the invention allows transactors to access and input information related to a particular debt and select the method in which to complete the transaction. For example, transactors may be provided with a URL for a content provider along with a unique identification code from the collection agency(s) through mail correspondence or other communication. Upon the transactor entering the URL and entering the identification code, the transactor may then proceed to choose from a variety of settlement options listed on the HTML page. A database system then records the transaction(s) and synchronizes with the database of the collection agency(s).

Abstract: A system that facilitates tracking of computer files that have been received from on-line information services, such as CompuServe. Tracking is accomplished by adding a "handling list" to each file as an obscure part of its archive structure. The actual format and location of this list may vary, depending on whether the file is a picture, program system, or other type of file. Extraction and archive utilities maintain and update the list.