Patents by Inventor Kimberly Lewis PEYTON

Kimberly Lewis PEYTON has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11620628
    Abstract: A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.
    Type: Grant
    Filed: June 30, 2015
    Date of Patent: April 4, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Amyn Dhala, Kimberly Lewis Peyton, Tim Mattingly, Alain Delperdange, Dominique Steenbeek, Gregory Coburn, Susan Rassbach, Mark N. Savoye, Benjamin Dessy, Karen Randell, Brad Dickinson, Navjot Sidhu, Corey Hively
  • Patent number: 11049093
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Grant
    Filed: January 6, 2020
    Date of Patent: June 29, 2021
    Assignee: Mastercard International Incorporated
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • Publication number: 20200143357
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Application
    Filed: January 6, 2020
    Publication date: May 7, 2020
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • Patent number: 10540648
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Grant
    Filed: October 8, 2015
    Date of Patent: January 21, 2020
    Assignee: Mastercard International Incorporated
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • Patent number: 10339518
    Abstract: A method for processing a transaction, comprising: receiving, by an aggregator from a merchant, a transaction data signal electronically transmitted via a communication network; transmitting, by the aggregator to a mobile network operator (MNO), an authorization message; receiving, by the aggregator from the MNO, an approval transaction data signal; transmitting, by the aggregator to a payment network, a request message configured to indicate a virtual card number (VCN) request associated with the MNO's transaction account for the transaction amount; receiving, by the aggregator from the payment network, a VCN transaction data signal; and transmitting, to the payment network, a VCN message indicating the VCN initiation of a payment transaction.
    Type: Grant
    Filed: October 13, 2015
    Date of Patent: July 2, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kimberly Lewis Peyton, Pablo Fourez
  • Publication number: 20170221042
    Abstract: A method includes receiving a request to provision a payment profile to a payment service facility. The method further includes determining source selection criteria applicable to the provisioning request. In addition, the method includes selecting an information source based at least in part on the determined source selection criteria. Still further, input is requested from the selected information source and is received from the selected information source. Based at least in part on the received input, decision-making is facilitated with respect to the provisioning request.
    Type: Application
    Filed: August 12, 2016
    Publication date: August 3, 2017
    Inventors: Janet Marie Smith, Mark B. Wiesman, Kimberly Lewis Peyton
  • Publication number: 20170004486
    Abstract: A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.
    Type: Application
    Filed: June 30, 2015
    Publication date: January 5, 2017
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Amyn DHALA, Kimberly Lewis PEYTON, Tim MATTINGLY, Alain DELPERDANGE, Dominique STEENBEEK, Gregory COBURN, Susan RASSBACH, Mark N. SAVOYE, Benjamin DESSY, Karen RANDELL, Brad DICKINSON, Navjot SIDHU, Corey HIVELY
  • Publication number: 20160307184
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Application
    Filed: October 8, 2015
    Publication date: October 20, 2016
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • Publication number: 20160104146
    Abstract: A method for processing a transaction, comprising: receiving, by an aggregator from a merchant, a transaction data signal electronically transmitted via a communication network; transmitting, by the aggregator to a mobile network operator (MNO), an authorization message; receiving, by the aggregator from the MNO, an approval transaction data signal; transmitting, by the aggregator to a payment network, a request message configured to indicate a virtual card number (VCN) request associated with the MNO's transaction account for the transaction amount; receiving, by the aggregator from the payment network, a VCN transaction data signal; and transmitting, to the payment network, a VCN message indicating the VCN initiation of a payment transaction.
    Type: Application
    Filed: October 13, 2015
    Publication date: April 14, 2016
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kimberly Lewis PEYTON, Pablo FOUREZ