Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter), or provides identifying information from which the minimum information may be readily obtained from private and/or vended databases. After receiving and analyzing the user inputs, the system generates one or more estimates and provides the one or more estimates to the user, e.g., via a display screen, printed receipt, SMS messages, etc. Multiple estimates may differ based on the level of insurance coverage, add-on features, or both. The methods and systems provide an insurance estimate to the user very quickly, e.g., under 30 seconds, during a goods or services transaction unrelated to insurance.