Patents by Inventor Kunal Makin

Kunal Makin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Financial account related trigger feature for risk mitigation
    Patent number: 8688572
    Abstract: Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for risk mitigation. Account triggers may be executed to determine account activity indicative of a risk event. Once a risk event is identified, the financial institution may determine an appropriate action to mitigate foreseeable risk due to the risk event.
    Type: Grant
    Filed: June 1, 2012
    Date of Patent: April 1, 2014
    Assignee: Bank of America Corporation
    Inventors: Yanghong Shao, Bibhudatta Jena, Timothy J Bendel, David Joa, Vikas Mishra, Thayer S Allison, Jr., Deepak Verma, Srihari Rao Gatpa, Naveen G Yeri, Jade Michelle Le Vo-Dinh, Kunal Makin, David Neil Joffe
  • FINANCIAL ACCOUNT RELATED TRIGGER FEATURE FOR TRIGGERING OFFERS BASED ON FINANCIAL INFORMATION
    Publication number: 20130325598
    Abstract: Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for triggering offers based on financial information of one or more accounts of a financial institution customer. Triggers may be executed to monitor hardship trends. If a hardship is identified, the financial institution may present a hardship offer to the customer for assistance.
    Type: Application
    Filed: June 1, 2012
    Publication date: December 5, 2013
    Inventors: Yanghong Shao, Timothy J. Bendel, David Joa, Naveen G. Yeri, Thayer S. Allison, JR., Deepak Verma, Bibhudatta Jena, Kunal Makin, Srihari Rao Gatpa, Jade Michelle Le Vo-Dinh, David Neil Joffe
  • FINANCIAL ACCOUNT RELATED TRIGGER FEATURE FOR RISK MITIGATION
    Publication number: 20130325698
    Abstract: Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for risk mitigation. Account triggers may be executed to determine account activity indicative of a risk event. Once a risk event is identified, the financial institution may determine an appropriate action to mitigate foreseeable risk due to the risk event.
    Type: Application
    Filed: June 1, 2012
    Publication date: December 5, 2013
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Yanghong Shao, Bibhudatta Jena, Timothy J. Bendel, David Joa, Vikas Mishra, Thayer S. Allison, JR., Deepak Verma, Srihari Rao Gatpa, Naveen G. Yeri, Jade Michelle Le Vo-Dinh, Kunal Makin, David Neil Joffe