Patents by Inventor Kurt Johnson
Kurt Johnson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230097380Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: November 28, 2022Publication date: March 30, 2023Applicant: Capital One Services, LLCInventors: Katherine FORRESTER, Nicholas DOLLE, Xiaoxiang ZHANG, Kurt JOHNSON, Jeffrey WHALEN, David GRAY, Shaun WEBB, Maninder SURI, Ruhaab MARKAS
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Patent number: 11514520Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: December 14, 2021Date of Patent: November 29, 2022Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20220198557Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: December 14, 2021Publication date: June 23, 2022Applicant: Capital One Services, LLCInventors: Katherine FORRESTER, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20220114662Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: ApplicationFiled: December 22, 2021Publication date: April 14, 2022Applicant: Capital One Services, LLCInventors: Katherine D. FORRESTER, Patrick A. EBERLE, Nicholas DOLLE, Steven G. CHIAGOURIS, Joanna R. HARTZMARK, Xiaxiang ZHANG, Kurt JOHNSON, Kenneth S. CHILDS
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Patent number: 11250504Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: GrantFiled: November 4, 2019Date of Patent: February 15, 2022Assignee: Capital One Services, LLCInventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, Joanna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
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Publication number: 20200193515Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 29, 2020Publication date: June 18, 2020Applicant: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Patent number: 10592981Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: January 16, 2015Date of Patent: March 17, 2020Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Patent number: 10580071Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: January 4, 2018Date of Patent: March 3, 2020Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20200065898Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: ApplicationFiled: November 4, 2019Publication date: February 27, 2020Applicant: CAPITAL ONE SERVICES, LLCInventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
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Patent number: 10467690Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: GrantFiled: November 30, 2017Date of Patent: November 5, 2019Assignee: Capital One Services, LLCInventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
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Patent number: 10371373Abstract: A boiler tube clamp including a first U-shaped midsection configured for pressing against one side of a boiler tube, a first hinge member arranged on one end of the first midsection, a threaded bolt hingedly attached to the other end of the first midsection, and a second U-shaped midsection configured for pressing against the other side of the boiler tube. The clamp further includes a second hinge member arranged on one end of the second midsection and hingedly connected to the first hinge member so that the first inner surface and the second inner surface close toward one another. A lip extends radially out from the second midsection and a jackscrew extends through the lip for adjusting the distance a boiler tube contained by the clamp extends into a boiler through a boiler header.Type: GrantFiled: October 7, 2016Date of Patent: August 6, 2019Assignee: National Boiler Service, Inc.Inventors: Kurt Johnson, Robert Hunter, David Duplissey
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Publication number: 20190038954Abstract: A simulator system includes a projector, a target assembly and a data processing system. The target assembly includes a projection surface and a sensor array defines a sensing plane configured to sense a position of a projectile in the sensing plane relative to the projection surface.Type: ApplicationFiled: August 2, 2018Publication date: February 7, 2019Inventor: Kurt Johnson
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Publication number: 20180130127Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 4, 2018Publication date: May 10, 2018Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20180089757Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: ApplicationFiled: November 30, 2017Publication date: March 29, 2018Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
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Patent number: 9586715Abstract: A fluid containment apparatus with a floor and a side wall is provided. A wall support is included that supports the side wall and can be moved between an initial supporting position and a collapsed position. The side wall is movable from an initial containment position to a collapsed state to allow access for vehicles or other objects to the floor. The wall support and side wall are subsequently movable back to their initial positions. In some arrangements, the wall support is movable back to the initial supporting position from the collapsed position but is not movable beyond the initial supporting position. Additionally or alternatively, in other embodiments the wall support remains in the collapsed position until a returning force is applied to move the wall support back.Type: GrantFiled: September 6, 2012Date of Patent: March 7, 2017Assignee: BASIC CONCEPTS, INCInventors: Todd Beak, Kurt Johnson, David Doolin, Russell J. Guffee, Edward W. Van Romer
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Publication number: 20170023238Abstract: A boiler tube clamp including a first portion having a first substantially U-shaped midsection with a first inner surface configured for receiving and pressing against one side of a boiler tube, a first hinge member arranged on one end of the first midsection, and a threaded bolt hingedly attached to the other end of the first midsection, and a second portion having a second substantially U-shaped midsection with a second inner surface configured for receiving and pressing against the other side of the boiler tube. The clamp further includes a second hinge member arranged on one end of the second midsection and hingedly connected to the first hinge member so that the first inner surface and the second inner surface close toward one another. An open slot is arranged at the other end of the second midsection configured for detachably receiving the threaded bolt. A lip extends radially out from an outer surface of the second midsection and arranged adjacent to an edge thereof.Type: ApplicationFiled: October 7, 2016Publication date: January 26, 2017Inventors: Kurt Johnson, Robert Hunter, David Duplissey
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Publication number: 20150206234Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 16, 2015Publication date: July 23, 2015Applicant: Capital One Financial CorporationInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20150039490Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.Type: ApplicationFiled: July 29, 2014Publication date: February 5, 2015Applicant: Capital One Financial CorporationInventors: KATHERINE D. FORRESTER, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
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Patent number: 8631362Abstract: A system and process for utilizing probability distribution information about process parameters to quantify the probability of manufacturing process variation for variants of circuit designs in order to more efficiently analyze and simulate the designs.Type: GrantFiled: February 25, 2013Date of Patent: January 14, 2014Assignee: Berkeley Design Automation, Inc.Inventors: Amit Mehrotra, Abhishek Somani, Kurt Johnson, Paul Estrada
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Patent number: 8562251Abstract: A fluid containment apparatus with a floor and a side wall is provided. A wall support is included that supports the side wall and can be moved between an initial supporting position and a collapsed position. The side wall is movable from an initial containment position to a collapsed state to allow access for vehicles or other objects to the floor. The wall support and side wall are subsequently movable back to their initial positions. In some arrangements, the wall support is movable back to the initial supporting position from the collapsed position but is not movable beyond the initial supporting position. Additionally or alternatively, in other embodiments the wall support remains in the collapsed position until a returning force is applied to move the wall support back.Type: GrantFiled: January 31, 2011Date of Patent: October 22, 2013Assignee: Basic Concepts, Inc.Inventors: Todd Beak, Kurt Johnson, David Doolin, Russell J. Guffee, Edward W. Van Romer