Patents by Inventor Larry Wayne Clark
Larry Wayne Clark has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11763027Abstract: Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data and the requesting entity, and the customer data is provided to the requesting entity according to the evaluation.Type: GrantFiled: February 25, 2022Date of Patent: September 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Larry Wayne Clark, Patricia A. Rosas, Mark Shafer, Linda Giessel King, Steven Wayne Meier, Jr.
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Patent number: 11295033Abstract: Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data and the requesting entity, and the customer data is provided to the requesting entity according to the evaluation.Type: GrantFiled: September 18, 2019Date of Patent: April 5, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Larry Wayne Clark, Patricia A. Rosas, Mark Shafer, Linda Giessel King, Steven Wayne Meier, Jr.
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Patent number: 10467430Abstract: Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data and the requesting entity, and the customer data is provided to the requesting entity according to the evaluation.Type: GrantFiled: November 22, 2017Date of Patent: November 5, 2019Assignee: United Services Automobile Association (USAA)Inventors: Larry Wayne Clark, Patricia A. Rosas, Mark Shafer, Linda Giessel King, Steven Wayne Meier, Jr.
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Patent number: 9830473Abstract: Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data and the requesting entity, and the customer data is provided to the requesting entity according to the evaluation.Type: GrantFiled: January 12, 2015Date of Patent: November 28, 2017Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Larry Wayne Clark, Patricia A. Rosas, Mark Shafer, Linda Giessel King, Steven Wayne Meier, Jr.
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Patent number: 8935804Abstract: Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data, the customer preferences, the requesting entity, and the providing entity; and the customer data is provided to the requesting entity according to the evaluation.Type: GrantFiled: December 17, 2012Date of Patent: January 13, 2015Assignee: United Services Automobile Association (USAA)Inventors: Larry Wayne Clark, Patricia A. Rosas, Mark Shafer, Linda Giessel King, Steven Wayne Meier, Jr.
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Patent number: 8271304Abstract: The present invention provides a system and method capable of providing an estimated premium without extensive and repetitive questioning. The present invention utilizes unique assumptions to dramatically reduce the amount of information that must be provided by the customer. In one embodiment, the present invention utilizes a mainframe computer system, an application server, and an external rules management system to interact with the customer via an attractive graphic user interface. Once logged onto the website of the present invention, the customer may choose to engage in a fast quote process which utilizes assumptions, driver information, and vehicle information to assess the risk associated with insuring the customer and then calculates an estimated cost to insure.Type: GrantFiled: March 19, 2010Date of Patent: September 18, 2012Assignee: United Services Automobile AssociationInventors: Robert Jackson Van Cleave, James Steven Kuhn, Karen Marie Moritz, Steven Carl Mills, Myron Leo Dye, Larry Wayne Clark, David Ray Pawelek
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Patent number: 7707049Abstract: The present invention provides a system and method capable of providing an estimated premium without extensive and repetitive questioning. The present invention utilizes unique assumptions to dramatically reduce the amount of information that must be provided by the customer. In one embodiment, the present invention utilizes a mainframe computer system, an application server, and an external rules management system to interact with the customer via an attractive graphic user interface. Once logged onto the website of the present invention, the customer may choose to engage in a fast quote process which utilizes assumptions, driver information, and vehicle information to assess the risk associated with insuring the customer and then calculates an estimated cost to insure.Type: GrantFiled: October 2, 2003Date of Patent: April 27, 2010Assignee: United Services Automobile AssociationInventors: Robert Jackson Van Cleave, James Steven Kuhn, Karen Marie Moritz, Steven Carl Mills, Myron Leo Dye, Larry Wayne Clark, David Ray Pawelek
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Publication number: 20040249695Abstract: Accordingly, the present invention provides a system and method capable of managing business process execution in a flexible and cost effective manner. In one embodiment, the present invention utilizes a plurality of externalized process flow rules capable of defining which tasks will be executed and in what order. The process flow rules of the present invention are designed to utilize contextual data in order to statically or dynamically alter the tasks to be executed and/or the order of task execution associated with any given business process. The present invention provides a User Interface (UI) for displaying stored presentation information associated with each task. In one embodiment, the UI provides at least one interface screen through which users may 1) provide the system with contextual data and/or 2) alter task execution flow. The UI may be also equipped with one or more taskbars capable of displaying interactive task execution information.Type: ApplicationFiled: June 2, 2004Publication date: December 9, 2004Applicant: United Services Automobile Association (USAA)Inventors: Larry Wayne Clark, Olvin Brett Lewis
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Publication number: 20040128172Abstract: The present invention provides a system and method capable of providing an estimated premium without extensive and repetitive questioning. The present invention utilizes unique assumptions to dramatically reduce the amount of information that must be provided by the customer. In one embodiment, the present invention utilizes a mainframe computer system, an application server, and an external rules management system to interact with the customer via an attractive graphic user interface. Once logged onto the website of the present invention, the customer may choose to engage in a fast quote process which utilizes assumptions, driver information, and vehicle information to assess the risk associated with insuring the customer and then calculates an estimated cost to insure.Type: ApplicationFiled: October 2, 2003Publication date: July 1, 2004Applicant: United Services Automobile Association (USAA)Inventors: Robert Jackson Van Cleave, James Steven Kuhn, Karen Marie Moritz, Steven Carl Mills, Myron Leo Dye, Larry Wayne Clark, David Ray Pawelek