Abstract: Embodiments of the present disclosure provide systems, methods, and devices for countering fraudulent transactions by identifying devices associated with fraudulent activity. Examples relate to a system which compares identification parameters of devices associated with fraudulent activity, directly or indirectly, to identification parameters of a particular device. Based on the comparison, a confidence score may be generated may relate to the risk of fraud associated with that device. In some examples, the system may challenge a user with additionally security questions if the confidence score associated with a device indicates an increased risk of fraud.

Abstract: In one aspect, the present disclosure relates to a method for method for efficient allocation of bandwidth in a wireless network. The method can include: identifying a plurality of network interfaces on a first user device; initializing a virtual network resource associated with the plurality of network interfaces; receiving, at the virtual network resource, data packets from an app executing on the first user device, the data packets destined for a remote device; sending a first portion of the data packets to the remote device via a first one of the plurality of network interfaces; and sending a second portion of the data packets to the remote device via a second one of the plurality of network interfaces. An aggregation platform can be configured to receive and reconstitute the first and second portions of the data packets, and to transmit the reconstituted data packets to the remote device.

Abstract: Embodiments of the present disclosure provide systems, methods, and devices for countering fraudulent transactions by identifying devices associated with fraudulent activity. Examples relate to a system which compares identification parameters of devices associated with fraudulent activity, directly or indirectly, to identification parameters of a particular device. Based on the comparison, a confidence score may be generated may relate to the risk of fraud associated with that device. In some examples, the system may challenge a user with additionally security questions if the confidence score associated with a device indicates an increased risk of fraud.

Abstract: In one aspect, the present disclosure relates to a method for method for efficient allocation of bandwidth in a wireless network. The method can include: identifying a plurality of network interfaces on a first user device; initializing a virtual network resource associated with the plurality of network interfaces; receiving, at the virtual network resource, data packets from an app executing on the first user device, the data packets destined for a remote device; sending a first portion of the data packets to the remote device via a first one of the plurality of network interfaces; and sending a second portion of the data packets to the remote device via a second one of the plurality of network interfaces. An aggregation platform can be configured to receive and reconstitute the first and second portions of the data packets, and to transmit the reconstituted data packets to the remote device.

Abstract: In one aspect, the present disclosure relates to a method for method for efficient allocation of bandwidth in a wireless network. The method can include: identifying a plurality of network interfaces on a first user device; initializing a virtual network resource associated with the plurality of network interfaces; receiving, at the virtual network resource, data packets from an app executing on the first user device, the data packets destined for a remote device; sending a first portion of the data packets to the remote device via a first one of the plurality of network interfaces; and sending a second portion of the data packets to the remote device via a second one of the plurality of network interfaces. An aggregation platform can be configured to receive and reconstitute the first and second portions of the data packets, and to transmit the reconstituted data packets to the remote device.

Abstract: Embodiments of the present disclosure provide systems, methods, and devices for countering fraudulent transactions by identifying devices associated with fraudulent activity. Examples relate to a system which compares identification parameters of devices associated with fraudulent activity, directly or indirectly, to identification parameters of a particular device. Based on the comparison, a confidence score may be generated may relate to the risk of fraud associated with that device. In some examples, the system may challenge a user with additionally security questions if the confidence score associated with a device indicates an increased risk of fraud.

Abstract: Embodiments of the present disclosure provide systems, methods, and devices for countering fraudulent transactions by identifying devices associated with fraudulent activity. Examples relate to a system which compares identification parameters of devices associated with fraudulent activity, directly or indirectly, to identification parameters of a particular device. Based on the comparison, a confidence score may be generated may relate to the risk of fraud associated with that device. In some examples, the system may challenge a user with additionally security questions if the confidence score associated with a device indicates an increased risk of fraud.

Abstract: In one aspect, the present disclosure relates to a method for method for efficient allocation of bandwidth in a wireless network. The method can include: identifying a plurality of network interfaces on a first user device; initializing a virtual network resource associated with the plurality of network interfaces; receiving, at the virtual network resource, data packets from an app executing on the first user device, the data packets destined for a remote device; sending a first portion of the data packets to the remote device via a first one of the plurality of network interfaces; and sending a second portion of the data packets to the remote device via a second one of the plurality of network interfaces. An aggregation platform can be configured to receive and reconstitute the first and second portions of the data packets, and to transmit the reconstituted data packets to the remote device.

Abstract: In one aspect, the present disclosure relates to a method for method for efficient allocation of bandwidth in a wireless network. The method can include: identifying a plurality of network interfaces on a first user device; initializing a virtual network resource associated with the plurality of network interfaces; receiving, at the virtual network resource, data packets from an app executing on the first user device, the data packets destined for a remote device; sending a first portion of the data packets to the remote device via a first one of the plurality of network interfaces; and sending a second portion of the data packets to the remote device via a second one of the plurality of network interfaces. An aggregation platform can be configured to receive and reconstitute the first and second portions of the data packets, and to transmit the reconstituted data packets to the remote device.

Abstract: Systems and methods are disclosed for determining the value of secured assets associated with loan accounts. In one implementation, a financial service system configures a secured loan account for a customer. The system determines an asset belonging to the customer to serve as the secured collateral for the loan. One or more sensors are configured to monitor information associated with the asset. The financial service system may periodically sample the sensor information associated with the asset, and use the sensor information to determine a present valuation of the secured asset. The sensor information may also be used to modify the loan terms, or to generate advertising targeted to the customer for related goods or services.

Abstract: Systems and methods are disclosed for determining the value of secured assets associated with loan accounts. In one implementation, a financial service system configures a secured loan account for a customer. The system determines an asset belonging to the customer to serve as the secured collateral for the loan. One or more sensors are configured to monitor information associated with the asset. The financial service system may periodically sample the sensor information associated with the asset, and use the sensor information to determine a present valuation of the secured asset. The sensor information may also be used to modify the loan terms, or to generate advertising targeted to the customer for related goods or services.