Patents by Inventor Lawrence J. Opena

Lawrence J. Opena has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MOBILE DEVICE DISABLING AND VERIFICATION SYSTEM AND METHOD
    Publication number: 20230334584
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Application
    Filed: June 26, 2023
    Publication date: October 19, 2023
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • Mobile device disabling and verification system and method
    Patent number: 11688016
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Grant
    Filed: April 6, 2021
    Date of Patent: June 27, 2023
    Assignee: Hartford Fire Insurance Company
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • MOBILE DEVICE DISABLING AND VERIFICATION SYSTEM AND METHOD
    Publication number: 20210224921
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Application
    Filed: April 6, 2021
    Publication date: July 22, 2021
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • System and method for mobile device disabling and verification
    Patent number: 11030703
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Grant
    Filed: August 26, 2019
    Date of Patent: June 8, 2021
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • SYSTEM AND METHOD FOR MOBILE DEVICE DISABLING AND VERIFICATION
    Publication number: 20190378217
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Application
    Filed: August 26, 2019
    Publication date: December 12, 2019
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • System and method for administering insurance discounts for mobile device disabling technology
    Patent number: 10395318
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Grant
    Filed: October 24, 2013
    Date of Patent: August 27, 2019
    Assignee: Hartford Fire Insurance Company
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón
  • SYSTEM AND METHOD FOR ADMINISTERING INSURANCE DISCOUNTS FOR MOBILE DEVICE DISABLING TECHNOLOGY
    Publication number: 20150120331
    Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.
    Type: Application
    Filed: October 24, 2013
    Publication date: April 30, 2015
    Applicant: Hartford Fire Insurance Company
    Inventors: James A. Russo, Kelly J. McLaughlin, Lawrence J. Opena, Cindy S. DeLeón