Patents by Inventor Lekha Ananthakrishnan

Lekha Ananthakrishnan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11734686
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: October 5, 2021
    Date of Patent: August 22, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Patent number: 11729180
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: December 21, 2021
    Date of Patent: August 15, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Patent number: 11558392
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: October 5, 2021
    Date of Patent: January 17, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Publication number: 20220116401
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: December 21, 2021
    Publication date: April 14, 2022
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Patent number: 11265326
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: September 25, 2019
    Date of Patent: March 1, 2022
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Publication number: 20220030000
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: October 5, 2021
    Publication date: January 27, 2022
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Publication number: 20220027908
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: October 5, 2021
    Publication date: January 27, 2022
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Patent number: 11196747
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: December 7, 2017
    Date of Patent: December 7, 2021
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Patent number: 11188909
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: September 27, 2019
    Date of Patent: November 30, 2021
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Publication number: 20200027085
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: September 27, 2019
    Publication date: January 23, 2020
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Publication number: 20200021598
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: September 25, 2019
    Publication date: January 16, 2020
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Publication number: 20190180276
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: December 7, 2017
    Publication date: June 13, 2019
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Publication number: 20190182257
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Application
    Filed: December 7, 2017
    Publication date: June 13, 2019
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
  • Patent number: 9924035
    Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.
    Type: Grant
    Filed: March 24, 2017
    Date of Patent: March 20, 2018
    Assignee: Bank of America Corporation
    Inventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
  • Publication number: 20170195485
    Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.
    Type: Application
    Filed: March 24, 2017
    Publication date: July 6, 2017
    Inventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
  • Patent number: 9641690
    Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.
    Type: Grant
    Filed: October 15, 2013
    Date of Patent: May 2, 2017
    Assignee: Bank of America Corporation
    Inventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
  • Patent number: 9407633
    Abstract: A system includes a memory and processor. The memory stores a user account identifier associated with a user account. The processor receives at least one user credential and authenticates the user account based at least in part on the at least one user credential. The processor further receives a first request, from a device associated with the user account, to generate a one-time password and generates the one-time password in response to receiving the first request. The processor associates the one-time password to the user account and communicates the one-time password to the device associated with the user account. The processor further receives a second request, from a transaction device, the second request comprising an attempted one-time password, determines whether the attempted one-time password is valid, and communicates, to the transaction device, an indication that the attempted one-time password is valid in response to determining that the attempted one-time password is valid.
    Type: Grant
    Filed: January 5, 2016
    Date of Patent: August 2, 2016
    Assignee: Bank of America Corporation
    Inventors: Davindar S. Gill, Therese H. Willis, Lekha Ananthakrishnan, Eileen D. Bridges, Francis G. Farro, II
  • Patent number: 9319401
    Abstract: A system may include a memory and processor. The memory may store a user account identifier associated with a user account. The processor may be able to receive at least one user credential and authenticate the user account based at least in part on the at least one user credential. The processor may also receive a first request, from a device associated with the user account, to generate a one-time password and generate the one-time password in response to receiving the first request. The processor may associate the one-time password to the user account and communicate the one-time password to the device associated with the user account.
    Type: Grant
    Filed: January 27, 2014
    Date of Patent: April 19, 2016
    Assignee: Bank of America Corporation
    Inventors: Davindar S. Gill, Therese H. Willis, Lekha Ananthakrishnan, Eileen D. Bridges, Francis G. Farro, II
  • Publication number: 20150324830
    Abstract: Embodiments of the present invention provide apparatuses and methods that present reward accounts to users in order to help the users determine which reward accounts meet the spending habits of the users. In some embodiments the reward accounts may be credit cards, debits cards, other types of account cards, offer cards that can be used along with various payments methods, savings accounts, checking accounts, lines of credit, or any other like account that may be used for user expenses. Embodiments of the invention provide a reward account recommendation tool that may be utilized in a number of different ways to help users of reward accounts determine which reward accounts the users should utilize based on the user's expenses for various categories.
    Type: Application
    Filed: May 9, 2014
    Publication date: November 12, 2015
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Vignesh Chandrasekaran, Lekha Ananthakrishnan, Nirmalya Banerjee
  • Publication number: 20150215310
    Abstract: A system may include a memory and processor. The memory may store a user account identifier associated with a user account. The processor may be able to receive at least one user credential and authenticate the user account based at least in part on the at least one user credential. The processor may also receive a first request, from a device associated with the user account, to generate a one-time password and generate the one-time password in response to receiving the first request. The processor may associate the one-time password to the user account and communicate the one-time password to the device associated with the user account.
    Type: Application
    Filed: January 27, 2014
    Publication date: July 30, 2015
    Applicant: Bank of America Corporation
    Inventors: Davindar S. Gill, Therese H. Wills, Lekha Ananthakrishnan, Elleen D. Bridges, Francis G. Farro, II