Patents by Inventor Lekha Ananthakrishnan
Lekha Ananthakrishnan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11734686Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: October 5, 2021Date of Patent: August 22, 2023Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
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Patent number: 11729180Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: December 21, 2021Date of Patent: August 15, 2023Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Patent number: 11558392Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: October 5, 2021Date of Patent: January 17, 2023Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
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Publication number: 20220116401Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: December 21, 2021Publication date: April 14, 2022Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Patent number: 11265326Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: September 25, 2019Date of Patent: March 1, 2022Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Publication number: 20220030000Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: October 5, 2021Publication date: January 27, 2022Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
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Publication number: 20220027908Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: October 5, 2021Publication date: January 27, 2022Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
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Patent number: 11196747Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: December 7, 2017Date of Patent: December 7, 2021Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Patent number: 11188909Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: GrantFiled: September 27, 2019Date of Patent: November 30, 2021Assignee: Bank of America CorporationInventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Publication number: 20200027085Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: September 27, 2019Publication date: January 23, 2020Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Publication number: 20200021598Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: September 25, 2019Publication date: January 16, 2020Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Publication number: 20190180276Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: December 7, 2017Publication date: June 13, 2019Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Publication number: 20190182257Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.Type: ApplicationFiled: December 7, 2017Publication date: June 13, 2019Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick Nicholas Lawrence, Lekha Ananthakrishnan
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Patent number: 9924035Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.Type: GrantFiled: March 24, 2017Date of Patent: March 20, 2018Assignee: Bank of America CorporationInventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
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Publication number: 20170195485Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.Type: ApplicationFiled: March 24, 2017Publication date: July 6, 2017Inventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
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Patent number: 9641690Abstract: Apparatus for initiating a phone call is provided. The apparatus may comprise a receiver configured to receive a request from a user to initiate a phone call. The apparatus may also comprise a transmitter. In response to the receipt of the request to initiate the phone call, the transmitter may be configured to transmit user data over a data communications network to a remote computer platform. The remote computer platform may be in communication with one or more agent desktops.Type: GrantFiled: October 15, 2013Date of Patent: May 2, 2017Assignee: Bank of America CorporationInventors: Lekha Ananthakrishnan, Joseph Timem, Russell B. Lewis, Jerard D. Lasell
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Patent number: 9407633Abstract: A system includes a memory and processor. The memory stores a user account identifier associated with a user account. The processor receives at least one user credential and authenticates the user account based at least in part on the at least one user credential. The processor further receives a first request, from a device associated with the user account, to generate a one-time password and generates the one-time password in response to receiving the first request. The processor associates the one-time password to the user account and communicates the one-time password to the device associated with the user account. The processor further receives a second request, from a transaction device, the second request comprising an attempted one-time password, determines whether the attempted one-time password is valid, and communicates, to the transaction device, an indication that the attempted one-time password is valid in response to determining that the attempted one-time password is valid.Type: GrantFiled: January 5, 2016Date of Patent: August 2, 2016Assignee: Bank of America CorporationInventors: Davindar S. Gill, Therese H. Willis, Lekha Ananthakrishnan, Eileen D. Bridges, Francis G. Farro, II
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Patent number: 9319401Abstract: A system may include a memory and processor. The memory may store a user account identifier associated with a user account. The processor may be able to receive at least one user credential and authenticate the user account based at least in part on the at least one user credential. The processor may also receive a first request, from a device associated with the user account, to generate a one-time password and generate the one-time password in response to receiving the first request. The processor may associate the one-time password to the user account and communicate the one-time password to the device associated with the user account.Type: GrantFiled: January 27, 2014Date of Patent: April 19, 2016Assignee: Bank of America CorporationInventors: Davindar S. Gill, Therese H. Willis, Lekha Ananthakrishnan, Eileen D. Bridges, Francis G. Farro, II
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Publication number: 20150324830Abstract: Embodiments of the present invention provide apparatuses and methods that present reward accounts to users in order to help the users determine which reward accounts meet the spending habits of the users. In some embodiments the reward accounts may be credit cards, debits cards, other types of account cards, offer cards that can be used along with various payments methods, savings accounts, checking accounts, lines of credit, or any other like account that may be used for user expenses. Embodiments of the invention provide a reward account recommendation tool that may be utilized in a number of different ways to help users of reward accounts determine which reward accounts the users should utilize based on the user's expenses for various categories.Type: ApplicationFiled: May 9, 2014Publication date: November 12, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Vignesh Chandrasekaran, Lekha Ananthakrishnan, Nirmalya Banerjee
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Publication number: 20150215310Abstract: A system may include a memory and processor. The memory may store a user account identifier associated with a user account. The processor may be able to receive at least one user credential and authenticate the user account based at least in part on the at least one user credential. The processor may also receive a first request, from a device associated with the user account, to generate a one-time password and generate the one-time password in response to receiving the first request. The processor may associate the one-time password to the user account and communicate the one-time password to the device associated with the user account.Type: ApplicationFiled: January 27, 2014Publication date: July 30, 2015Applicant: Bank of America CorporationInventors: Davindar S. Gill, Therese H. Wills, Lekha Ananthakrishnan, Elleen D. Bridges, Francis G. Farro, II