Patents by Inventor Leo Nelson Chan
Leo Nelson Chan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230153842Abstract: In a computer-implemented method for detecting and acting upon driver behavior while driving with passengers, telematics data is collected by one or more electronic subsystems of a vehicle and/or mobile electronic device of a driver or passenger. The collected data is transmitted to a computer system, and analyzed to identify respective time periods during which the driver of the vehicle drove with and without passengers, and one or more driving behaviors of the driver during those time periods. The method also includes determining, based upon the driving behavior(s) of the driver during the time periods with and without passengers, how the driver modifies his or her driving when driving with or without passengers, and conveying to an entity at least a portion of a driver profile associated with the driver that has been adjusted based upon how the driver modifies his or her driving.Type: ApplicationFiled: January 20, 2023Publication date: May 18, 2023Inventors: Leo Nelson Chan, Jacob J. Alt, Matthew S. Megyese, Steven C. Cielocha, Kristopher Keith Gaudin, Brian Mark Fields
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Patent number: 11631071Abstract: A method includes determining a fuel amount; providing navigation directions; determining a vehicle arrival; transmitting a fuel purchase request; controlling a tank cover; receiving fuel; detecting that a tank is full; and transmitting a stop fueling request. A computer system includes a processor configured to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that a tank is full; and transmit a stop fueling request. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on a processor, causes the processor to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that fuel tank is full; and transmit a stop fueling request.Type: GrantFiled: April 6, 2022Date of Patent: April 18, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Publication number: 20230110258Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: ApplicationFiled: December 12, 2022Publication date: April 13, 2023Inventors: Kristopher Keith Gaudin, Justin Davis, Leo Nelson Chan
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Publication number: 20230107535Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: ApplicationFiled: December 12, 2022Publication date: April 6, 2023Inventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Publication number: 20230094154Abstract: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.Type: ApplicationFiled: November 15, 2022Publication date: March 30, 2023Inventors: Brian Mark Fields, Leo Nelson Chan, Kristopher Keith Gaudin, Aaron Williams
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Patent number: 11580515Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: GrantFiled: February 4, 2021Date of Patent: February 14, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Justin Davis, Leo Nelson Chan
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Publication number: 20230042735Abstract: Systems and methods are disclosed for estimating slipperiness of a road surface. This estimate may be obtained using an image sensor mounted on a vehicle. The estimated road slipperiness may be utilized when calculating a risk index for the road, or for an area including the road. If a predetermined threshold for slipperiness is exceeded, corrective actions may be taken. For instance, warnings may be generated to human drivers that are in control of driving vehicle, and autonomous vehicles may automatically adjust vehicle speed based upon road slipperiness detected.Type: ApplicationFiled: October 14, 2022Publication date: February 9, 2023Inventors: Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Jeremy Myers, Matthew S. Megyese, Leo Nelson Chan, Steven Cielocha, Jennifer L. Crawford
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Publication number: 20230019736Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: ApplicationFiled: September 19, 2022Publication date: January 19, 2023Inventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Patent number: 11556913Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: GrantFiled: February 4, 2021Date of Patent: January 17, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Publication number: 20220392342Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.Type: ApplicationFiled: August 15, 2022Publication date: December 8, 2022Inventors: Brian Mark Fields, Steven C. Cielocha, Jacob J. Alt, Laura A. Uphoff, Leo Nelson Chan, Mohamed A. Wazeer, Kristopher Keith Gaudin, Justin Davis Davis, Nathan W. Baumann, Giles Roll
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Patent number: 11507086Abstract: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.Type: GrantFiled: November 17, 2020Date of Patent: November 22, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian Mark Fields, Leo Nelson Chan, Kristopher Keith Gaudin, Aaron Williams
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Publication number: 20220366397Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: ApplicationFiled: July 28, 2022Publication date: November 17, 2022Inventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Patent number: 11498537Abstract: Systems and methods are disclosed for estimating slipperiness of a road surface. This estimate may be obtained using an image sensor mounted on a vehicle. The estimated road slipperiness may be utilized when calculating a risk index for the road, or for an area including the road. If a predetermined threshold for slipperiness is exceeded, corrective actions may be taken. For instance, warnings may be generated to human drivers that are in control of driving vehicle, and autonomous vehicles may automatically adjust vehicle speed based upon road slipperiness detected.Type: GrantFiled: June 23, 2020Date of Patent: November 15, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Jeremy Myers, Matthew S. Megyese, Leo Nelson Chan, Steven Cielocha, Jennifer L. Crawford
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Patent number: 11450206Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.Type: GrantFiled: April 21, 2020Date of Patent: September 20, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian Mark Fields, Steven C. Cielocha, Jacob J. Alt, Laura A. Uphoff, Leo Nelson Chan, Mohamed A. Wazeer, Kristopher Keith Gaudin, Justin Davis, Nathan W. Baumann, Giles Roll
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Patent number: 11436589Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: GrantFiled: September 4, 2020Date of Patent: September 6, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Publication number: 20220230160Abstract: A method includes determining a fuel amount; providing navigation directions; determining a vehicle arrival; transmitting a fuel purchase request; controlling a tank cover; receiving fuel; detecting that a tank is full; and transmitting a stop fueling request. A computer system includes a processor configured to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that a tank is full; and transmit a stop fueling request. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on a processor, causes the processor to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that fuel tank is full; and transmit a stop fueling request.Type: ApplicationFiled: April 6, 2022Publication date: July 21, 2022Inventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Patent number: 11328284Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.Type: GrantFiled: September 4, 2020Date of Patent: May 10, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
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Publication number: 20210394767Abstract: A computer-implemented method of assessing driver capability for operating an autonomous vehicle includes identifying a human operator of the autonomous vehicle, the human operator being associated with a driving capability profile. The method further includes signaling to the human operator with the signal, the signal requesting a response from the human operator. The method also includes updating, based on the response from the human operator to the signal, the driving capability profile to indicate a level of skill of the human operator at responding to the signal.Type: ApplicationFiled: September 2, 2021Publication date: December 23, 2021Inventors: Brian Mark Fields, Leo Nelson Chan, Kristopher Keith Gaudin, Aaron Williams
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Patent number: 11136042Abstract: A method of assessing driver capability for operating an autonomous vehicle includes identifying, by one or more processors, a human operator of the vehicle, the human operator being associated with a driving capability profile. The method also includes determining human operator parameters associated with the human operator and determining an alertness level of the human operator based on the human operator parameters. The method further includes signaling, by a notification server of the vehicle, to the human operator with the signal, the signal requesting a response from the human operator. The method also includes updating, based on the response from the human operator to the signal, the driving capability profile to indicate a level of skill of the human operator at responding to the signal at the determined alertness level.Type: GrantFiled: March 2, 2020Date of Patent: October 5, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Brian Mark Fields, Leo Nelson Chan, Kristopher Keith Gaudin, Aaron Williams
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Publication number: 20210304313Abstract: In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers.Type: ApplicationFiled: October 16, 2017Publication date: September 30, 2021Inventors: Leo Nelson Chan, Jacob J. Alt, Matthew S. Megyese, Steven C. Cielocha, Kristopher Keith Gaudin, Brian Mark Fields