Patents by Inventor Leonard R. Speiser

Leonard R. Speiser has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10235688
    Abstract: Techniques and systems for selecting advertisements for dissemination over a network are disclosed. In one embodiment, an advertisement service stores information indicative of offers from merchants, including information indicating an amount of revenue that the offering merchant would be willing to share with the advertisement service if a consumer consummates a transaction with the merchant based on the good or service advertised in the offer. The service computes predicted conversion rates for these offers, and uses the predicted conversion rates and the revenue sharing information to select an advertisement for dissemination according to which advertisement is expected to generate the greatest amount of revenue for the advertisement service.
    Type: Grant
    Filed: September 25, 2011
    Date of Patent: March 19, 2019
    Assignee: FIRST DATA CORPORATION
    Inventors: John D. Beatty, Leonard R. Speiser, Michael L. Speiser
  • Patent number: 9277390
    Abstract: Techniques are disclosed relating to facilitating transactions via mobile devices. In one embodiment, an account that is linked to a mobile telephone number of a mobile device is established at a computer system. In such an embodiment, the account permits a user to make and receive payments, and is not accessible without using the mobile device. In some embodiments, the account is established without setting up a username and password. In one embodiment, a request is sent from a payment application of the mobile device to the computer system. In some embodiments, the payment application is made active on the mobile device in response to a user input within a different application running on the mobile device. After the payment application is active, a purchase is confirmed within the payment application such that the request is sent responsive to the confirming and without authenticating the user within the payment application.
    Type: Grant
    Filed: May 23, 2014
    Date of Patent: March 1, 2016
    Assignee: First Data Corporation
    Inventors: Leonard R. Speiser, John D. Beatty
  • Publication number: 20140273996
    Abstract: Techniques are disclosed relating to facilitating transactions via mobile devices. In one embodiment, an account that is linked to a mobile telephone number of a mobile device is established at a computer system. In such an embodiment, the account permits a user to make and receive payments, and is not accessible without using the mobile device. In some embodiments, the account is established without setting up a username and password. In one embodiment, a request is sent from a payment application of the mobile device to the computer system. In some embodiments, the payment application is made active on the mobile device in response to a user input within a different application running on the mobile device. After the payment application is active, a purchase is confirmed within the payment application such that the request is sent responsive to the confirming and without authenticating the user within the payment application.
    Type: Application
    Filed: May 23, 2014
    Publication date: September 18, 2014
    Applicant: FIRST DATA CORPORATION
    Inventors: Leonard R. Speiser, John D. Beatty
  • Patent number: 8774781
    Abstract: Techniques are disclosed relating to facilitating transactions via mobile devices. In one embodiment, an account that is linked to a mobile telephone number of a mobile device is established at a computer system. In such an embodiment, the account permits a user to make and receive payments, and is not accessible without using the mobile device. In some embodiments, the account is established without setting up a username and password. In one embodiment, a request is sent from a payment application of the mobile device to the computer system. In some embodiments, the payment application is made active on the mobile device in response to a user input within a different application running on the mobile device. After the payment application is active, a purchase is confirmed within the payment application such that the request is sent responsive to the confirming and without authenticating the user within the payment application.
    Type: Grant
    Filed: November 1, 2012
    Date of Patent: July 8, 2014
    Assignee: First Data Corporation
    Inventors: Leonard R. Speiser, John D. Beatty
  • Publication number: 20120166267
    Abstract: Techniques and systems for selecting advertisements for dissemination over a network are disclosed. In one embodiment, an advertisement service stores information indicative of offers from merchants, including information indicating an amount of revenue that the offering merchant would be willing to share with the advertisement service if a consumer consummates a transaction with the merchant based on the good or service advertised in the offer. The service computes predicted conversion rates for these offers, and uses the predicted conversion rates and the revenue sharing information to select an advertisement for dissemination according to which advertisement is expected to generate the greatest amount of revenue for the advertisement service.
    Type: Application
    Filed: September 25, 2011
    Publication date: June 28, 2012
    Applicant: Clover Network, Inc.
    Inventors: John D. Beatty, Leonard R. Speiser, Michael L. Speiser