Patents by Inventor Lisa-Marie Gill

Lisa-Marie Gill has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR PROCESSING A TRANSACTION USING ACCOUNT INFORMATION ON FILE
    Publication number: 20220138716
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: January 13, 2022
    Publication date: May 5, 2022
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • System and method for processing a transaction using account information on file
    Patent number: 11232424
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Grant
    Filed: November 1, 2019
    Date of Patent: January 25, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • SYSTEM AND METHOD FOR PROCESSING A TRANSACTION USING ACCOUNT INFORMATION ON FILE
    Publication number: 20200065790
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: November 1, 2019
    Publication date: February 27, 2020
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • System and method for processing a transaction using account information on file
    Patent number: 10504095
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Grant
    Filed: August 5, 2016
    Date of Patent: December 10, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • SYSTEM AND METHOD FOR PROCESSING A TRANSACTION USING ACCOUNT INFORMATION ON FILE
    Publication number: 20180039966
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: August 5, 2016
    Publication date: February 8, 2018
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • ONLINE PAYMENT TRANSACTION FRAUD DETECTION UTILIZING DELIVERY INFORMATION
    Publication number: 20170243221
    Abstract: According to some embodiments, a payment system authorization platform may receive an electronic payment transaction authorization request for an online purchase using a payment account, wherein the payment transaction authorization request includes delivery information. The payment system authorization platform may then automatically analyze data associated with the payment transaction authorization request, including the delivery information, in accordance with a fraud detection model to generate an authorization result. The payment system authorization platform may then transmit a response to the payment transaction authorization request including the authorization result.
    Type: Application
    Filed: February 18, 2016
    Publication date: August 24, 2017
    Inventors: Lisa-Marie Gill, Claire Le Gal, Gregory S. Phillips