Patents by Inventor Lokesh Vijay Kumar

Lokesh Vijay Kumar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240193522
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images. The relevant citations are further compared to business policies to identify potential impacts of regulatory mandates and requirements.
    Type: Application
    Filed: February 22, 2024
    Publication date: June 13, 2024
    Applicant: Capital One Services, LLC
    Inventors: Chris DEMCHALK, Ryan M. PARKER, Lokesh Vijay KUMAR, Brian FROMKNECHT
  • Patent number: 11972195
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images.
    Type: Grant
    Filed: March 11, 2022
    Date of Patent: April 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Poornima Bagare Raju, Ryan M. Parker, Brian Fromknecht, Chris Demchalk
  • Patent number: 11961316
    Abstract: Provided herein are systems and methods for extracting text from a document. Different optical character recognition (OCR) tools are used to extract different versions of the text in the document. Metrics evaluating the quality of the extracted text are compared to identify and select higher quality extracted text. A selected portion of text is compared to a threshold to ensure minimal quality. The selected portion of text is then saved. Error correction can be applied to the selected portion of text based on errors specific to the OCR tools or the document contents.
    Type: Grant
    Filed: May 10, 2022
    Date of Patent: April 16, 2024
    Assignee: Capital One Services, LLC
    Inventors: Chris Demchalk, Ryan M. Parker, Lokesh Vijay Kumar, Brian Fromknecht
  • Patent number: 11941565
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images. The relevant citations are further compared to business policies to identify potential impacts of regulatory mandates and requirements.
    Type: Grant
    Filed: June 11, 2021
    Date of Patent: March 26, 2024
    Assignee: Capital One Services, LLC
    Inventors: Chris Demchalk, Ryan M. Parker, Lokesh Vijay Kumar, Brian Fromknecht
  • Patent number: 11935522
    Abstract: Disclosed herein are system, method, and computer program product embodiments for categorizing customer complaints on social media using a model trained on customer voice calls or chats with agents. Additionally, users interested in monitoring regulatory compliance issues based on customer complaints can receive notifications regarding complaints that are linked to regulatory topic areas, without the need to manually scan vast numbers of social media postings.
    Type: Grant
    Filed: May 16, 2022
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Poornima Bagare Raju, Rhic Chowdhury, Nimish Mangal, Jacob Adair, Chris Demchalk, Lavika Aggarwal, Nishant Sinha
  • Publication number: 20230368550
    Abstract: Provided herein are systems and methods for extracting text from a document. Different optical character recognition (OCR) tools are used to extract different versions of the text in the document. Metrics evaluating the quality of the extracted text are compared to identify and select higher quality extracted text. A selected portion of text is compared to a threshold to ensure minimal quality. The selected portion of text is then saved. Error correction can be applied to the selected portion of text based on errors specific to the OCR tools or the document contents.
    Type: Application
    Filed: May 10, 2022
    Publication date: November 16, 2023
    Applicant: Capital One Services, LLC
    Inventors: Chris DEMCHALK, Ryan M. PARKER, Lokesh Vijay KUMAR, Brian FROMKNECHT
  • Publication number: 20230360111
    Abstract: A device receives vehicle data associated with vehicles located at a vehicle dealership lot, and receives, from a user device, profile data identifying a user of the user device and data identifying a particular vehicle of the vehicles. The device compares the data identifying the particular vehicle and the vehicle data to determine particular vehicle data associated with the particular vehicle, and processes the particular vehicle data and the profile data of the user, with a first model, to determine purchase options for the particular vehicle and the user. The device provides, to the user device, the particular vehicle data and the purchase options for the particular vehicle to cause the user device to display the particular vehicle data and the purchase options for the particular vehicle.
    Type: Application
    Filed: May 8, 2023
    Publication date: November 9, 2023
    Inventors: Sasi Kumar UNNIKRISHNAN, Venkata Satya PARCHA, Satish CHIKKAVEERAPPA, Renjith PASCAS, Ponnazhakan SUBRAMANIAN, Lokesh Vijay KUMAR
  • Publication number: 20230306342
    Abstract: Disclosed herein are system, method, and computer program product embodiments for identifying and managing emerging risks. Businesses, such as those participating in regulated industries, may need to regularly monitor enforcement actions that are cited in a variety of sources. Embodiments disclosed herein provide for scraping information from those sources and comparing it to existing risk events in order to determine possible discrepancies that should be assessed.
    Type: Application
    Filed: May 31, 2023
    Publication date: September 28, 2023
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Satish CHIKKAVEERAPPA, Sasi Kumar UNNIKRISHNAN, Venkata Satya PARCHA, Ponnazhakan SUBRAMANIAN, Rhic CHOWDHURY, Nimish MANGAL, Ryan M. PARKER, Jacob ADAIR, Chris DEMCHALK, Lavika AGGARWAL, Nishant SINHA
  • Patent number: 11669795
    Abstract: Disclosed herein are system, method, and computer program product embodiments for identifying and managing emerging risks. Businesses, such as those participating in regulated industries, may need to regularly monitor enforcement actions that are cited in a variety of sources. Embodiments disclosed herein provide for scraping information from those sources and comparing it to existing risk events in order to determine possible discrepancies that should be assessed.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: June 6, 2023
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Satish Chikkaveerappa, Sasi Kumar Unnikrishnan, Venkata Satya Parcha, Ponnazhakan Subramanian, Rhic Chowdhury, Nimish Mangal, Ryan M. Parker, Jacob Adair, Chris Demchalk, Lavika Aggarwal, Nishant Sinha
  • Patent number: 11645700
    Abstract: A device receives vehicle data associated with vehicles located at a vehicle dealership lot, and receives, from a user device, profile data identifying a user of the user device and data identifying a particular vehicle of the vehicles. The device compares the data identifying the particular vehicle and the vehicle data to determine particular vehicle data associated with the particular vehicle, and processes the particular vehicle data and the profile data of the user, with a first model, to determine purchase options for the particular vehicle and the user. The device provides, to the user device, the particular vehicle data and the purchase options for the particular vehicle to cause the user device to display the particular vehicle data and the purchase options for the particular vehicle.
    Type: Grant
    Filed: December 18, 2019
    Date of Patent: May 9, 2023
    Assignee: Capital One Services, LLC
    Inventors: Sasi Kumar Unnikrishnan, Venkata Satya Parcha, Satish Chikkaveerappa, Renjith Pascas, Ponnazhakan Subramanian, Lokesh Vijay Kumar
  • Publication number: 20220277739
    Abstract: Disclosed herein are system, method, and computer program product embodiments for categorizing customer complaints on social media using a model trained on customer voice calls or chats with agents. Additionally, users interested in monitoring regulatory compliance issues based on customer complaints can receive notifications regarding complaints that are linked to regulatory topic areas, without the need to manually scan vast numbers of social media postings.
    Type: Application
    Filed: May 16, 2022
    Publication date: September 1, 2022
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Poornima Bagare RAJU, Rhic CHOWDHURY, Nimish MANGAL, Jacob ADAIR, Chris DEMCHALK, Lavika AGGARWAL, Nishant SINHA
  • Publication number: 20220207068
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images.
    Type: Application
    Filed: March 11, 2022
    Publication date: June 30, 2022
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Poornima Bagare RAJU, Ryan M. PARKER, Brian FROMKNECHT, Chris DEMCHALK
  • Patent number: 11340886
    Abstract: Methods and systems for updating configurations. An application can be determined to be incorrectly configured. A request can be sent to update a configuration property. The configuration property can be updated in a test environment. The application can be tested with the updated configuration property in the test environment. The test of the application with the updated configuration property in the test environment can be identified as successful. An incorrect configuration of the application can be updated.
    Type: Grant
    Filed: August 12, 2019
    Date of Patent: May 24, 2022
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Poornima Bagare Raju
  • Patent number: 11335336
    Abstract: Disclosed herein are system, method, and computer program product embodiments for categorizing customer complaints on social media using a model trained on customer voice calls or chats with agents. Additionally, users interested in monitoring regulatory compliance issues based on customer complaints can receive notifications regarding complaints that are linked to regulatory topic areas, without the need to manually scan vast numbers of social media postings.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: May 17, 2022
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Poornima Bagare Raju, Rhic Chowdhury, Nimish Mangal, Jacob Adair, Chris Demchalk, Lavika Aggarwal, Nishant Sinha
  • Patent number: 11275776
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: March 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Lokesh Vijay Kumar, Poornima Bagare Raju, Ryan M. Parker, Brian Fromknecht, Chris Demchalk
  • Publication number: 20210390950
    Abstract: Disclosed herein are system, method, and computer program product embodiments for categorizing customer complaints on social media using a model trained on customer voice calls or chats with agents. Additionally, users interested in monitoring regulatory compliance issues based on customer complaints can receive notifications regarding complaints that are linked to regulatory topic areas, without the need to manually scan vast numbers of social media postings.
    Type: Application
    Filed: June 11, 2020
    Publication date: December 16, 2021
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Poornima Bagare RAJU, Rhic CHOWDHURY, Nimish MANGAL, Jacob ADAIR, Chris DEMCHALK, Lavika AGGARWAL, Nishant SINHA
  • Publication number: 20210390488
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images. The relevant citations are further compared to business policies to identify potential impacts of regulatory mandates and requirements.
    Type: Application
    Filed: June 11, 2021
    Publication date: December 16, 2021
    Applicant: Capital One Services, LLC
    Inventors: Chris DEMCHALK, Ryan M. PARKER, Lokesh Vijay KUMAR, Brian FROMKNECHT
  • Publication number: 20210390126
    Abstract: Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement document. In the case of image-based enforcement documents, the originality of these documents is preserved while allowing a user to see where the relevant citations appear in the document images.
    Type: Application
    Filed: June 11, 2020
    Publication date: December 16, 2021
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Poornima Bagare RAJU, Ryan M. PARKER, Brian FROMKNECHT, Chris DEMCHALK
  • Publication number: 20210241298
    Abstract: Disclosed herein are system, method, and computer program product embodiments for maintaining an up-to-date product database. Upon receipt of a description of an event forecasted to occur in a geographic region, one or more sellers in the geographic region may be identified. Upon identification of the one or more sellers in the geographic region, online information of one or more products that are offered for sale may be accessed, and compared with information from the product database for the one or more products. Based on the comparison, a product of the one or more products having a first value for a characteristic of the product in the product database that is different from a second value for the characteristic of the product in the accessed online information may be identified, and the product database may be updated to change the characteristic of the product to the second value.
    Type: Application
    Filed: January 30, 2020
    Publication date: August 5, 2021
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Poornima Bagare RAJU
  • Publication number: 20210174277
    Abstract: Disclosed herein are system, method, and computer program product embodiments for identifying and managing emerging risks. Businesses, such as those participating in regulated industries, may need to regularly monitor enforcement actions that are cited in a variety of sources. Embodiments disclosed herein provide for scraping information from those sources and comparing it to existing risk events in order to determine possible discrepancies that should be assessed.
    Type: Application
    Filed: December 14, 2020
    Publication date: June 10, 2021
    Applicant: Capital One Services, LLC
    Inventors: Lokesh Vijay KUMAR, Satish CHIKKAVEERAPPA, Sasi Kumar UNNIKRISHNAN, Venkata Satya PARCHA, Ponnazhakan SUBRAMANIAN