Abstract: A machine-learning based system configured to optimize investment returns for a revenue generating investment based on retirement benefit plan information, the machine-learning based system comprising a server, the server including one or more processors and one or more memories, the server configured to receive, via a computer network, one or more investment requests of a user, and profile information of the investment, wherein the server is further configured to generate or update an investment profile for the investment, wherein the investment profile is associated with, in the one or more memories, the one or more search investments.

Abstract: A computer method for administering a financial contract having a death benefit includes determining an initial amount of the death benefit and storing that amount, periodically determining and storing an adjusted amount of the benefit, and retrieving one of the amounts, and paying the retrieved amount to a beneficiary upon death of a contract holder. At least a portion of the initial or periodically adjusted amount is determined, at least in part, by reference to a factor external to the contract. The external factor may be a death benefit provided by a preexisting contract, a predetermined dollar amount, equity in a home or other asset, the dollar value of a specified asset, number of dependents of the contract holder, or a financial index. The adjusted benefit amount may vary with deposits and withdrawals by the contract holder. Also disclosed is a computer system for administering such a death benefit.