Abstract: The invention provides a method for loading an application requiring personalization into a portable storage medium which is set up to be operated in a terminal. Personalization data for personalizing the application and possibly application data are additionally loaded into a restore module which is independent of applications stored in an application memory, is configured as a non-volatile memory, and is disposed within the portable storage medium or within the terminal. For updating an application, the personalization data and possibly application data are loaded from the restore module into the updated application. A portable storage medium has a non-volatile, application-independent restore module. System with storage medium and terminal and non-volatile, application-independent restore module.

Abstract: The invention provides a method for loading an application requiring personalization into a portable storage medium which is set up to be operated in a terminal. Personalization data for personalizing the application and possibly application data are additionally loaded into a restore module which is independent of applications stored in an application memory, is configured as a non-volatile memory, and is disposed within the portable storage medium or within the terminal. For updating an application, the personalization data and possibly application data are loaded from the restore module into the updated application. A portable storage medium has a non-volatile, application-independent restore module. System with storage medium and terminal and non-volatile, application-independent restore module.

Abstract: A device for reproducing information or executing functions in which first data, which represent information to be reproduced or functions to be executed, and second data, which assist the voice recognition, are realized on the same physical storage medium, which can be easily exchanged by a user. The device serves especially for bidirectional acoustic communication for entertainment and/or education purposes. Multimedia smart cards are especially intended as the storage medium.