Abstract: An automated cash saving system including multiple remote cash saving machines for automatically receiving deposited cash in small amounts from multiple depositors, for automatically counting the cash deposited by each of the depositors, and for attributing the value of accounted cash to individual savings accounts identified by the depositors, and for electronically encoding the values and the accounts to which the cash is attributed; transmitters to multiple remote transmitters associated with the multiple remote cash saving machines for sending the electronically encoded information to a central processor for decoding, an automatic processor in the central processor wherein the identified accounts, the lock box at the multiple remote cash savings machines for holding deposited cash until it can be physically collected, and an authorization letter generating device associated with the central processor for obtaining the depositor's authorization to purchase preselected instruments on his behalf upon reachin