Abstract: A hub drive has a tubular housing suspended in a vehicle, and a motor in one, inboard end of the housing, and a gearbox in the other end. A hub is driven by the gearbox and is journalled on the housing. A gallery is defined between the motor and housing to receive lubricant from an external connector to cool the motor before delivery via a passage to a rotor of the motor, and thence to the gearbox to lubricate the gearbox. The drive is dismantleable without removal of the vehicle wheel, from the open ends of the housing. A gear change mechanism permits minimisation of the motor while still providing a wide range of torque and speed capability.

Abstract: A hub drive has a tubular housing suspended in a vehicle, and a motor in one, inboard end of the housing, and a gearbox in the other end. A hub is driven by the gearbox and is journalled on the housing. A gallery is defined between the motor and housing to receive lubricant from an external connector to cool the motor before delivery via a passage to a rotor of the motor, and thence to the gearbox to lubricate the gearbox. The drive is dismantleable without removal of the vehicle wheel, from the open ends of the housing. A gear change mechanism permits minimisation of the motor while still providing a wide range of torque and speed capability.

Abstract: An annuity and lottery game is designed to combine each in a system which guarantees a payoff to each player by requiring two currency denominated units for each chance with one of the units being allocated in a permanent player or bettor account to encompass lottery and annuity benefits. It grants the wishes of those with the hope of immediate gratification through a jackpot and at the same time provides for long term warranted return on each one-half of the price for a lottery chance or ticket. The system is designed so that to play the lottery game, a player is assigned an account number or identification number when a lottery ticket is purchased. Each account number also serves as a login name and password to access an internet display of the account's status. Thus, via the internet, after the account number is in the system, the player can access the system at will to obtain the present and project future value of the account using standard algorithms.