Patents by Inventor Mario P. Manfre

Mario P. Manfre has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic confirmation to debit or credit an account
    Patent number: 7599888
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Grant
    Filed: November 14, 2001
    Date of Patent: October 6, 2009
    Assignee: First Data Corporation
    Inventors: Mario P. Manfre, Christopher A. Schmid
  • Electronic confirmation to debit or credit an account
    Publication number: 20030093368
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Application
    Filed: November 14, 2001
    Publication date: May 15, 2003
    Applicant: TeleCheck Services, Inc.
    Inventors: Mario P. Manfre, Christopher A. Schmid