Abstract: A computer application is used for the serving and creation of user-annotated web pages, which may include associated advertisements, to client devices. The user is able to submit comments to one or more web servers wherein the web server or servers appends the submitted comment or comments and updates them for use and display on one or more web pages at one or more client devices. The comments are also distributed for viewing or listening, potential annotation, and update by other users viewing the same or related annotations across multiple websites. Annotated advertisements are an embodiment of the invention.

Abstract: A method for the compilation, organization, and dissemination of business information is provided wherein the information is collected from several sources and then categorized according to it core traits. The core traits are identified by a number of predetermined schema. The schema allows core traits and attributes of company specific and company formatted information to be extracted and stored in a centralized structured database. The database contains generic consistent data regarding each category of information as identified by the schema. Once compiled the information may be accessed by a variety of users. The users can supply a template having areas of needed information identified and categorized by the schema. The information stored in the database that correlates to the template request is downloaded.