Patents by Inventor Martin T. Schulz

Martin T. Schulz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Computerized systems and methods for facilitating the flow of capital through the housing finance industry
    Patent number: 8244628
    Abstract: A computer implemented data processing system comprises a pricing engine and user interface program logic. The pricing engine is configured to calculate a price for an individual mortgage loan for a sale of the individual mortgage loan from a loan originator to a secondary mortgage market purchaser. The price is calculated prior to closing of the mortgage loan based on mortgage loan application data for a borrower associated with the mortgage loan. The user interface logic is configured to generate one or more screen displays configured to present the price to the loan originator prior to closing of the loan. The one or more screen displays are also configured to receive a commitment from the loan originator for the sale of the individual mortgage loan to the secondary mortgage market purchaser.
    Type: Grant
    Filed: July 7, 2010
    Date of Patent: August 14, 2012
    Assignee: Fannie Mae
    Inventors: Michael J. Williams, Peter G. Kopperman, David N. Voth, Richard N. Plotnick, Peter A. Simon, Kimberly J. Thurow, Michael W. Koch, Martin T. Schulz
  • Computerized systems and methods for facilitating the flow of capital through the housing finance industry
    Patent number: 7765151
    Abstract: A computer implemented data processing system comprises a pricing engine and user interface program logic. The pricing engine is configured to calculate a price for an individual mortgage loan for a sale of the individual mortgage loan from a loan originator to a secondary mortgage market purchaser. The price is calculated prior to closing of the mortgage loan based on mortgage loan application data for a borrower associated with the mortgage loan. The user interface logic is configured to generate one or more screen displays configured to present the price to the loan originator prior to closing of the loan. The one or more screen displays are also configured to receive a commitment from the loan originator for the sale of the individual mortgage loan to the secondary mortgage market purchaser.
    Type: Grant
    Filed: July 21, 2006
    Date of Patent: July 27, 2010
    Assignee: Fannie Mae
    Inventors: Michael J. Williams, Peter G. Kopperman, David N. Voth, Richard N. Plotnick, Peter A. Simon, Kimberly J. Thurow, Michael W. Koch, Martin T. Schulz
  • Computerized systems and methods for facilitating the flow of capital through the housing finance industry
    Patent number: 6988082
    Abstract: Computerized systems and methods facilitate the flow of capital through the housing finance industry. A system for determining an interest rate quote and points for a mortgage loan that are specific to a borrower includes input means for obtaining borrower and mortgage loan information, means for retrieving underwriting characteristics and means for calculating the interest rate quote and points based on the borrower and mortgage loan information and based on the underwriting characteristics. The means for calculating includes means for retrieving a required yield which reflects market conditions in a secondary mortgage market including being indicative of a price that can be obtained for the mortgage loan in the secondary mortgage market.
    Type: Grant
    Filed: December 30, 2002
    Date of Patent: January 17, 2006
    Inventors: Michael J. Williams, David N. Voth, Kimberly J. Hirsch, Michael W. Koch, Peter G. Kopperman, Richard N. Plotnick, Martin T. Schulz, Peter A. Simon