Patents by Inventor Marwan Monir Afana

Marwan Monir Afana has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240193576
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Application
    Filed: December 15, 2023
    Publication date: June 13, 2024
    Inventor: Marwan Monir Afana
  • Patent number: 11880820
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Grant
    Filed: August 13, 2021
    Date of Patent: January 23, 2024
    Assignee: MOBILE EQUITY CORP.
    Inventor: Marwan Monir Afana
  • Publication number: 20210374712
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Application
    Filed: August 13, 2021
    Publication date: December 2, 2021
    Inventor: Marwan Monir Afana
  • Patent number: 11120421
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Grant
    Filed: December 11, 2019
    Date of Patent: September 14, 2021
    Assignee: MOBILE EQUITY CORP.
    Inventor: Marwan Monir Afana
  • Publication number: 20200387885
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Application
    Filed: December 11, 2019
    Publication date: December 10, 2020
    Inventor: Marwan Monir Afana
  • Patent number: 10535058
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Grant
    Filed: November 18, 2013
    Date of Patent: January 14, 2020
    Assignee: MOBILE EQUITY CORP.
    Inventor: Marwan Monir Afana
  • Publication number: 20140074634
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Application
    Filed: November 18, 2013
    Publication date: March 13, 2014
    Applicant: Faber Financial, LLC
    Inventor: Marwan Monir Afana
  • Patent number: 8589236
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Grant
    Filed: October 18, 2010
    Date of Patent: November 19, 2013
    Assignee: Faber Financial, LLC
    Inventor: Marwan Monir Afana
  • Publication number: 20110093351
    Abstract: A mobile device is used to initiate and execute a transaction between a customer and a merchant. A mobile device is used to initiate a point of sale transaction, wherein a merchant ID is sent to a payment processing server. Responsive to receiving a communication from the mobile device, the payment processing server requests transaction information from the merchant, wherein the merchant is identified based on the provided merchant ID. The merchant can provide transaction information such as the total sale amount to the payment processing server. The payment processing server can authenticate the customer and initiate a purchase transaction with the appropriate financial institutions associated with the customer and the merchant. The payment processing server can send a confirmation of the executed transaction to the merchant and the mobile device.
    Type: Application
    Filed: October 18, 2010
    Publication date: April 21, 2011
    Applicant: FABER FINANCIAL, LLC
    Inventor: Marwan Monir Afana
  • Patent number: 6826269
    Abstract: A system, and methods for billing clients of services providers are presented. Calls to the services providers are received at a prepaid calling center where the clients are prompted to provide an identification number. The identification number is then used to retrieve a record from a database which includes the client's debit account information as well as a menu of services available from a services provider, and the services provider's telephone number. After retrieving the foregoing information, the prepaid calling center completes a telephone call between the client and the services provider. The prepaid calling centers then debits the prepaid account at a prescribed billing rate until the telephone call is terminated.
    Type: Grant
    Filed: November 30, 2000
    Date of Patent: November 30, 2004
    Assignee: MCI, Inc.
    Inventor: Marwan Monir Afana
  • Publication number: 20020064261
    Abstract: A system, and methods for billing clients of services providers are presented. Calls to the services providers are received at a prepaid calling center where the clients are prompted to provide an identification number. The identification number is then used to retrieve a record from a database which includes the client's debit account information as well as a menu of services available from a services provider, and the services provider's telephone number. After retrieving the foregoing information, the prepaid calling center completes a telephone call between the client and the services provider. The prepaid calling centers then debits the prepaid account at a prescribed billing rate until the telephone call is terminated.
    Type: Application
    Filed: November 30, 2000
    Publication date: May 30, 2002
    Inventor: Marwan Monir Afana