Abstract: A method of performing a transaction between a merchant and a customer is described. The method involves a customer computing device (11), a merchant computing device (12) and a payment facilitator computing system (19). Firstly, there is agreement upon a transaction between the customer computing device (11) and the merchant computing device (12), wherein a first one of said computing devices produces a code image representing elements of the transaction.

Abstract: A method of obtaining a digital product or service at a computing device is described. The computing device has a service application for the digital product or service installed on it. The service application obtains a valid authentication from a user. The service application also obtains a request for the digital product or service from the user. After this, the service application prepares a transaction authorisation request comprising a payment application cryptogram. This payment application cryptogram comprises a customer verification from the valid authentication of the user and transaction details for authorisation and settlement of a transaction for the digital product or service through a transaction processing system. The service application provides the transaction authorisation request to the transaction processing system for authorisation and settlement. A suitable computing device is also described.

Abstract: Method and systems for performing biometric registration and authentication of a user, via a user device, over a communication network to provide access to a secure network. The method includes transmitting, via the communication network, non-biometric authentication credentials of the user to initiate a determination of validity of the non-biometric authentication credentials. The method further includes receiving an authentication token based upon the determination of the validity of the non-biometric authentication credentials. The method further includes obtaining biometric information from the user via the user interface and at least one biometric sensor. Biometric data, produced from the biometric information obtained from the user, is sent to an ID server configured to store the biometric data in association with the user. The client app is configured to perform a biometric authentication to provide access to the secure network based on the biometric data stored by the ID server.

Abstract: Method and systems for performing biometric registration and authentication of a user, via a user device, over a communication network to provide access to a secure network. The method includes transmitting, via the communication network, non-biometric authentication credentials of the user to initiate a determination of validity of the non-biometric authentication credentials. The method further includes receiving an authentication token based upon the determination of the validity of the non-biometric authentication credentials. The method further includes obtaining biometric information from the user via the user interface and at least one biometric sensor. Biometric data, produced from the biometric information obtained from the user, is sent to an ID server configured to store the biometric data in association with the user. The client app is configured to perform a biometric authentication to provide access to the secure network based on the biometric data stored by the ID server.

Abstract: A method of performing a transaction between a merchant and a customer is described. The method involves a customer computing device (11), a merchant computing device (12) and a payment facilitator computing system (19). Firstly, there is agreement upon a transaction between the customer computing device (11) and the merchant computing device (12), wherein a first one of said computing devices produces a code image representing elements of the transaction.