Abstract: Methods, systems and/or computer instructions of enabling the creation and configuration of lending circles for members of organized communities, while optionally maintaining the anonymity of members.

Abstract: A customer, prospect and campaign management system maintains a single view of customers in one unified funnel, allowing companies to share platform-based, single-funnel views of prospects and customers in a privacy-compliant networked system. Individual customer relationship data records can be shared in a distributed multi-master, multi-slave or peer-peer context, partially or fully anonymously by removal of personally identifiable information, to one or more distributed slave or peer CRM systems. Anonymous data records in the slave or peer CRM systems may be used to select, target and track customers through a customer relationship funnel for communications using one or more communication proxies. Target customers may be advanced within the master, slave or peer CRM funnels and, given appropriate customer permission, the customer record may be identified fully or partially.

Abstract: A system determines one or more winning candidate bids and includes an offer receipt module that creates an offer which includes a request for a demand shaping tactic, a type of product, a demand opportunity group, and a desired demand response. A customer potential scoring module determines a customer potential score for the offer based on the demand opportunity group and the demand shaping tactic. A bid receipt module receives a plurality bids for a plurality of different offers including the offer. A bid matching module determines one or more matching bids of the plurality of bids based on the demand shaping tactic, the type of product, the demand opportunity group, and the desired demand response of the offer. A bid determination module determines one or more winning candidate bids based on the customer potential score, ad yield of the winning candidate bid, and customer lifetime value.

Abstract: A system for determining whether to present an online bid content from a prequalified value chain entity at a virtual point-of-decision on a web site includes an online customer database storing online customer data, a product manufacturer database storing prequalified value chain entity profiles and a dynamic arbitration engine. The dynamic arbitration engine determines whether a customer is at the virtual point-of-decision on the web site, a customer segment of the customer based on the online customer data, a next most profitable action based on the customer segment of the customer, prequalified value chain entities based on product manufactured and the bid content that may be presented to the customer at the virtual point-of-decision based on the customer segment of the customer and a product type. The dynamic arbitration engine also inserts the bid content at the virtual point-of-decision.