Patents by Inventor Matthew L. Donlan
Matthew L. Donlan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9547849Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: GrantFiled: December 18, 2015Date of Patent: January 17, 2017Assignee: Bank of America CorporationInventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Patent number: 9508065Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: GrantFiled: December 18, 2015Date of Patent: November 29, 2016Assignee: Bank of America CorporationInventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Patent number: 9390407Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: GrantFiled: December 18, 2015Date of Patent: July 12, 2016Assignee: Bank of America CorporationInventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Publication number: 20160104136Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device. The smartcard may also include a battery. The battery may be configured to power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may be configured to store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method for using a smartcard may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: ApplicationFiled: December 18, 2015Publication date: April 14, 2016Inventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Publication number: 20160104158Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device. The smartcard may also include a battery. The battery may be configured to power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may be configured to store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method for using a smartcard may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: ApplicationFiled: December 18, 2015Publication date: April 14, 2016Inventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Publication number: 20160104150Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device. The smartcard may also include a battery. The battery may be configured to power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may be configured to store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method for using a smartcard may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: ApplicationFiled: December 18, 2015Publication date: April 14, 2016Inventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Patent number: 9218596Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: GrantFiled: April 28, 2014Date of Patent: December 22, 2015Assignee: Bank of America CorporationInventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Publication number: 20150310422Abstract: A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device. The smartcard may also include a battery. The battery may be configured to power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may be configured to store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method for using a smartcard may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.Type: ApplicationFiled: April 28, 2014Publication date: October 29, 2015Applicant: Bank of America CorporationInventors: James G. Ronca, Akshaya Negi, Matthew L. Donlan, Scott L. Harkey, Tony England
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Patent number: 9083702Abstract: In certain embodiments, a system for providing internal services to third party enterprises comprises a memory module operable to store credentials associated with each of a plurality of third party enterprises, an interface module operable to receive a service request associated with a particular third party enterprise, the service request including a token associated with the particular third party enterprise, and a processing module operable to validate the particular third party enterprise, determine a particular internal service offered by an enterprise that is the subject of the service request, the interface module further operable to forward the service request to the particular internal service, receive results corresponding to the service request generated by the particular internal service, and communicate the results corresponding to the service request to the particular third party enterprise, and the memory module further operable to store the results corresponding to the service request.Type: GrantFiled: June 18, 2013Date of Patent: July 14, 2015Assignee: Bank of America CorporationInventors: William J. Wied, Matthew L. Donlan, Jason D. Parrish, Joseph B. Castinado, Jason R. Bradshaw, Christopher T. Hart
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Publication number: 20140373121Abstract: In certain embodiments, a system for providing internal services to third party enterprises comprises a memory module operable to store credentials associated with each of a plurality of third party enterprises, an interface module operable to receive a service request associated with a particular third party enterprise, the service request including a token associated with the particular third party enterprise, and a processing module operable to validate the particular third party enterprise, determine a particular internal service offered by an enterprise that is the subject of the service request, the interface module further operable to forward the service request to the particular internal service, receive results corresponding to the service request generated by the particular internal service, and communicate the results corresponding to the service request to the particular third party enterprise, and the memory module further operable to store the results corresponding to the service request.Type: ApplicationFiled: June 18, 2013Publication date: December 18, 2014Inventors: William J. Wied, Matthew L. Donlan, Jason D. Parrish, Joseph B. Castinado, Jason R. Bradshaw, Christopher T. Hart