Patents by Inventor Matthew Reedy
Matthew Reedy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230230082Abstract: The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant.Type: ApplicationFiled: March 23, 2023Publication date: July 20, 2023Applicant: Capital One Services, LLCInventors: Philip SPIEGEL, Noble OZOKA, Varun GUPTA, Michael SNYDER, Matthew REEDY, Allison FENICHEL
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Patent number: 11640606Abstract: The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant.Type: GrantFiled: October 31, 2019Date of Patent: May 2, 2023Assignee: Capital One Services, LLCInventors: Philip Spiegel, Noble Ozoka, Varun Gupta, Michael Snyder, Matthew Reedy, Allison Fenichel
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UTILIZING MACHINE LEARNING MODELS TO RECOMMEND TRAVEL OFFER PACKAGES RELATING TO A TRAVEL EXPERIENCE
Publication number: 20220172243Abstract: A device may receive, from account entity devices, sets of transaction data for transactions between merchants and customers, and may use a first machine learning model to assign the customers to clusters based on measures of similarity among the sets of transaction data. The device may determine travel-related data items in a set of transaction data, of the sets of transaction data, associated with a set of customers assigned to a particular cluster, and may use a second machine learning model to identify a travel experience that has a threshold likelihood of being of interest to the set of customers. The device may receive offers relating to the travel experience, and may provide, to customer devices associated with customers of the set of customers, travel offer packages that include at least one of the offers relating to the travel experience.Type: ApplicationFiled: February 18, 2022Publication date: June 2, 2022Inventors: Matthew REEDY, Andrew MARR, Lin WARD, Noble OZOKA -
Patent number: 11321434Abstract: Systems and methods for authorizing or preventing access to a traffic controller cabinet are described. A first input may be received at a traffic controller cabinet. The first input may be indicative of an identity of an individual attempting to access the traffic controller cabinet. If the individual is determined not to be authorized to access the traffic controller cabinet, a blocking mechanism may be activated to prevent the individual from making any modification to one or more components of the traffic controller cabinet such as a software component.Type: GrantFiled: February 5, 2019Date of Patent: May 3, 2022Assignee: REEDWICK, LLCInventor: Jonathan Matthew Reedy
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Utilizing machine learning models to recommend travel offer packages relating to a travel experience
Patent number: 11257106Abstract: A device may receive, from account entity devices, sets of transaction data for transactions between merchants and customers, and may use a first machine learning model to assign the customers to clusters based on measures of similarity among the sets of transaction data. The device may determine travel-related data items in a set of transaction data, of the sets of transaction data, associated with a set of customers assigned to a particular cluster, and may use a second machine learning model to identify a travel experience that has a threshold likelihood of being of interest to the set of customers. The device may receive offers relating to the travel experience, and may provide, to customer devices associated with customers of the set of customers, travel offer packages that include at least one of the offers relating to the travel experience.Type: GrantFiled: June 10, 2020Date of Patent: February 22, 2022Assignee: Capital One Services, LLCInventors: Matthew Reedy, Andrew Marr, Lin Ward, Noble Ozoka -
UTILIZING MACHINE LEARNING MODELS TO RECOMMEND TRAVEL OFFER PACKAGES RELATING TO A TRAVEL EXPERIENCE
Publication number: 20210390573Abstract: A device may receive, from account entity devices, sets of transaction data for transactions between merchants and customers, and may use a first machine learning model to assign the customers to clusters based on measures of similarity among the sets of transaction data. The device may determine travel-related data items in a set of transaction data, of the sets of transaction data, associated with a set of customers assigned to a particular cluster, and may use a second machine learning model to identify a travel experience that has a threshold likelihood of being of interest to the set of customers. The device may receive offers relating to the travel experience, and may provide, to customer devices associated with customers of the set of customers, travel offer packages that include at least one of the offers relating to the travel experience.Type: ApplicationFiled: June 10, 2020Publication date: December 16, 2021Inventors: Matthew REEDY, Andrew MARR, Lin WARD, Noble OZOKA -
Publication number: 20210357941Abstract: An exemplary system, method, and computer-accessible medium can include receiving financial information related to a transaction(s) at a first merchant, where the transaction(s) can be based on a financial instrument that can be associated with a second merchant, and where the first merchant can be different than the second merchant, declining the transaction(s), and determining a breach at the second merchant based on the transaction(s). The financial instrument can be a virtual credit card number. The virtual credit card number can be bound to the second merchant. A further transaction(s) can be received at (i) the first merchant or a (ii) third merchant, where the further transaction(s) can be based on (i) the financial instrument or (ii) a further financial instrument that can be associated with the second merchant, and where the third merchant can be different than the second merchant and the first merchant.Type: ApplicationFiled: May 12, 2020Publication date: November 18, 2021Inventors: Paul FORT, Andrew MARR, Dean CHEN, Paul MORETON, Matthew REEDY, John GILLING
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Publication number: 20210181531Abstract: Tunable apodized multiple-focus ophthalmic devices and methods characterized by a lens with multiple optical zones each with an optical power optimized for one or more focal lengths and a tunable apodization mask positioned within at least a portion of the optical zone(s). Upon a desired change of focus for the wearer, an optical transmission characteristic of the tunable apodization mask may be varied. The tunable apodization mask may take the form of an electrochromic device or another suitable material.Type: ApplicationFiled: January 29, 2021Publication date: June 17, 2021Inventors: Matthew Reedy, Randall B Pugh, Derek Nankivil, Pere Ventura, Ross Franklin, Adam Toner
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Publication number: 20210133741Abstract: The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant.Type: ApplicationFiled: October 31, 2019Publication date: May 6, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Philip SPIEGEL, Noble OZOKA, Varun GUPTA, Michael SNYDER, Matthew REEDY, Allison FENICHEL
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Patent number: 10932902Abstract: Tunable apodized multiple-focus ophthalmic devices and methods characterized by a lens with multiple optical zones each with an optical power optimized for one or more focal lengths and a tunable apodization mask positioned within at least a portion of the optical zone(s). Upon a desired change of focus for the wearer, an optical transmission characteristic of the tunable apodization mask may be varied. The tunable apodization mask may take the form of an electrochromic device or another suitable material.Type: GrantFiled: August 3, 2018Date of Patent: March 2, 2021Assignee: Johnson & Johnson Vision Care, Inc.Inventors: Matthew Reedy, Randall B Pugh, Derek Nankivil, Pere Ventura, Ross Franklin, Adam Toner
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Publication number: 20200356884Abstract: A behavioral analytics platform may obtain a first data set associated with a first user and a second data set associated with a second user. The behavioral analytics platform may determine a first set of behavioral categories to classify the historical user activity data associated with the first user based on a first set of behavior vectors and determine a second set of behavioral categories to classify the historical user activity data associated with the second user based on a second set of behavior vectors. The behavioral analytics platform may populate one or more user interfaces that are accessible to the first user and/or the second user based on one or more values representing a degree to which the first set of behavioral categories and the second set of behavioral categories correspond to complementary behavioral tendencies, which may be determined using a machine learning technique.Type: ApplicationFiled: May 7, 2019Publication date: November 12, 2020Inventors: Noble OZOKA, Matthew REEDY, Andrew MARR, Lin WARD
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Patent number: 10817804Abstract: A behavioral analytics platform may obtain a first data set associated with a first user and a second data set associated with a second user. The behavioral analytics platform may determine a first set of behavioral categories to classify the historical user activity data associated with the first user based on a first set of behavior vectors and determine a second set of behavioral categories to classify the historical user activity data associated with the second user based on a second set of behavior vectors. The behavioral analytics platform may populate one or more user interfaces that are accessible to the first user and/or the second user based on one or more values representing a degree to which the first set of behavioral categories and the second set of behavioral categories correspond to complementary behavioral tendencies, which may be determined using a machine learning technique.Type: GrantFiled: May 7, 2019Date of Patent: October 27, 2020Assignee: Capital One Services, LLCInventors: Noble Ozoka, Matthew Reedy, Andrew Marr, Lin Ward
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Publication number: 20200250285Abstract: Systems and methods for authorizing or preventing access to a traffic controller cabinet are described. A first input may be received at a traffic controller cabinet. The first input may be indicative of an identity of an individual attempting to access the traffic controller cabinet. If the individual is determined not to be authorized to access the traffic controller cabinet, a blocking mechanism may be activated to prevent the individual from making any modification to one or more components of the traffic controller cabinet such as a software component.Type: ApplicationFiled: February 5, 2019Publication date: August 6, 2020Inventor: Jonathan Matthew Reedy
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Publication number: 20200038173Abstract: Tunable apodized multiple-focus ophthalmic devices and methods characterized by a lens with multiple optical zones each with an optical power optimized for one or more focal lengths and a tunable apodization mask positioned within at least a portion of the optical zone(s). Upon a desired change of focus for the wearer, an optical transmission characteristic of the tunable apodization mask may be varied. The tunable apodization mask may take the form of an electrochromic device or another suitable material.Type: ApplicationFiled: August 3, 2018Publication date: February 6, 2020Inventors: Matthew Reedy, Randall B. Pugh, Derek Nankivil, Pere Ventura, Ross Franklin, Adam Toner
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Publication number: 20060200845Abstract: A system and method are disclosed for improved video transmission, particularly in security settings. An improved security controller combines the interfaces and functionality for high quality video delivery over often less-than-perfect wireless networks, multi-camera analog/digital video controllers and encoders, multi-frequency wireless camera support, connectivity for serial controllers, network switching, and distributed digital video recording with optional object and motion detection. The video transmission in enhanced using wireless adaptive video encoding, mobile viewing optimization, and wireless bandwidth improvement.Type: ApplicationFiled: March 6, 2006Publication date: September 7, 2006Inventors: Sloan Foster, William Lawrence, Matthew Reedy
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Patent number: D504656Type: GrantFiled: July 1, 2004Date of Patent: May 3, 2005Assignee: Tire Mart, Inc.Inventors: Michael L. Green, Matthew Reedy
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Patent number: D505382Type: GrantFiled: July 1, 2004Date of Patent: May 24, 2005Assignee: Tire Mart, Inc.Inventors: Michael L. Green, Matthew Reedy
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Patent number: D505385Type: GrantFiled: July 1, 2004Date of Patent: May 24, 2005Assignee: Tire Mart, Inc.Inventors: Michael L. Green, Matthew Reedy