Patents by Inventor Mazen Letayf

Mazen Letayf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11900435
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, a value. The device may determine whether or not the value exceeds a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.
    Type: Grant
    Filed: October 15, 2021
    Date of Patent: February 13, 2024
    Assignee: Cox Automotive, Inc.
    Inventors: Vishal Gaur, Mazen Letayf, Rahul Gupta
  • Publication number: 20230147228
    Abstract: This disclosure describes systems and methods for improved transaction platforms. An example method may include receiving, by a processor and from a user, a selection of a first vehicle from a user interface. The example method may also include determining, by the processor and based on the first vehicle, a second vehicle. The example method may also include sending, by the processor, data associated with the first vehicle and data associated with the second vehicle to one or more entities. The example method may also include receiving, by the processor, first payment information for the first vehicle and second payment information for the second vehicle. The example method may also include determining, by the processor and based on the first payment information and the second payment information, third payment information for a third vehicle.
    Type: Application
    Filed: November 3, 2022
    Publication date: May 11, 2023
    Applicant: Cox Automotive, Inc.
    Inventors: Mazen Letayf, Rahul Gupta, Vishal Gaur
  • Patent number: 11461844
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier. The system may determine financial data associated with the customer identifier and vehicle data associated with a vehicle. The system may determine loan information associated with the customer identifier and the vehicle. The system may determine a product or service associated with the vehicle. The system may determine a first value indicative of a probability that the customer will purchase the vehicle and the product or service based on the loan information. The system may determine a second value indicative of a profitability of a purchase of the vehicle and the product or service based on the loan information. The system may determine respective indications of the vehicle, the product or service, and the loan information to a user device for presentation.
    Type: Grant
    Filed: August 4, 2020
    Date of Patent: October 4, 2022
    Assignee: Cox Automotive, Inc.
    Inventors: Vishal Gaur, Mazen Letayf, Rahul Gupta
  • Publication number: 20220156814
    Abstract: The present disclosure relates to systems and methods for improved vehicle transaction platforms. An example method may include receiving, by a vehicle transaction platform, a search request for vehicles from a user device associated with a first user account. The example method may also include receiving identifying information associated with the user account, wherein at least a portion of the identifying information is received from a third party. The example method may also include identifying, based on the identifying information, a predetermined search pattern, wherein the predetermined search pattern was generated based on a prior search request associated with a second user account and identifying information associated with the second user account.
    Type: Application
    Filed: December 21, 2020
    Publication date: May 19, 2022
    Applicant: Cox Automotive, Inc.
    Inventors: Mazen Letayf, John Faircloth
  • Publication number: 20220156808
    Abstract: The present disclosure relates to systems and method for improved vehicle transaction platforms. An example method may include receiving, by a vehicle transaction platform comprising an inventory of vehicles for purchase and from a device associated with a first user accessing the vehicle transaction platform, digital identity information associated with the first user, wherein the digital identity information includes identifying information associated with the device. The method may also include determining the digital identity information matches a record of financial data associated with the first user. The method may also include determining, based on the record of financial data, transaction pricing data for a first vehicle, the transaction pricing data including a total purchase price and a periodic payment amount. The method may also include sending, to the device, a user interface configured to present the vehicle and transaction pricing.
    Type: Application
    Filed: December 21, 2020
    Publication date: May 19, 2022
    Applicant: Cox Automotive, Inc.
    Inventors: Mazen Letayf, John Faircloth
  • Publication number: 20220036430
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, a value. The device may determine whether or not the value exceeds a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.
    Type: Application
    Filed: October 15, 2021
    Publication date: February 3, 2022
    Applicant: Cox Automotive, Inc.
    Inventors: Vishal Gaur, Mazen Letayf
  • Patent number: 11170431
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, a value. The device may determine whether or not the value exceeds a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.
    Type: Grant
    Filed: January 24, 2020
    Date of Patent: November 9, 2021
    Assignee: Cox Automotive, Inc.
    Inventors: Vishal Gaur, Mazen Letayf
  • Publication number: 20210233164
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier. The system may determine financial data associated with the customer identifier and vehicle data associated with a vehicle. The system may determine loan information associated with the customer identifier and the vehicle. The system may determine a product or service associated with the vehicle. The system may determine a first value indicative of a probability that the customer will purchase the vehicle and the product or service based on the loan information. The system may determine a second value indicative of a profitability of a purchase of the vehicle and the product or service based on the loan information. The system may determine respective indications of the vehicle, the product or service, and the loan information to a user device for presentation.
    Type: Application
    Filed: August 4, 2020
    Publication date: July 29, 2021
    Inventors: Vishal Gaur, Mazen Letayf
  • Publication number: 20210233144
    Abstract: This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, the value. The device may determine whether or not the value and a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.
    Type: Application
    Filed: January 24, 2020
    Publication date: July 29, 2021
    Applicant: Cox Automotive, Inc.
    Inventors: Vishal Gaur, Mazen Letayf, Brett Pomerantz