Abstract: There are provided systems and methods for intelligent population of interface elements for converting transactions. A service provider, such as an online digital wallet provider and/or transaction processor, may provide analysis of a transaction history output through a data display in an application or a website. The service provider may determine whether any past transactions may be converted or flipped from a past outgoing payment to one or more installment loans for all or a portion of the payment. This may be determined using a recommendation engine trained using one or more factors and past data. If a transaction qualifies for an offer to flip the past payment to an installment loan, the service provider may populate one or more interface elements and/or data that allows the user to accept or decline the offer.