Abstract: A computer-implemented method performed by a depository computing system includes receiving a check deposit and a withdrawal request associated with a customer account of a customer where the customer account is associated with a first amount and the withdrawal request comprises a second amount greater than the first amount, forwarding an inquiry message regarding the check deposit to a paying computing system, determining real time account status information of a payor account of a payor, and authorizing in real time relative to when the real time account status information is accessed, the withdrawal request for the second amount where the authorization occurs prior to settlement of the check deposit.

Abstract: A foldable garment display package for displaying garments such as intimate apparel comprises a back panel, a bottom panel, and a front panel. The back panel includes a top, two sides, a bottom, a securing flap integrally formed as part of the back panel, a hanging tab integrally formed at the top of the back panel, and a closing slot formed proximate one side of the back panel. The bottom panel is foldably connected to the bottom of the back panel and upwardly foldable into juxtaposed relationship with the back panel. The front panel comprises an innermost edge foldably connected to the side of the back panel opposite the side on which the closing slot is located. The front panel also includes an outermost edge having a closing tab corresponding to the closing slot foldably connected to the outermost edge. At least one garment to be displayed is wrapped around the bottom panel.

Abstract: A hair styling and holding device is provided which includes a pair of elongated tapered members joined together by an elastic element connected to two members at or near the top thereof. In one embodiment, a tubular sleeve at least partially encloses the elastic element. In an important implementation, detachable end caps are removably affixed to the tops of the tapered members. The end caps are joined together by the elastic element so that the end caps and the elastic element (and the sleeve, if present) can be removed as a unit from the tapered members. Different shapes and forms of the tapered members are provided, and different methods are provided for using the device in styling and holding hair styles such as a bun, French twist, and the like.

Abstract: A foldable garment display package for displaying garments such as intimate apparel comprises a back panel, a bottom panel, and a front panel. The back panel includes a top, two sides, a bottom, a securing flap integrally formed as part of the back panel, a hanging tab integrally formed at the top of the back panel, and a closing slot formed proximate one side of the back panel. The bottom panel is foldably connected to the bottom of the back panel and upwardly foldable into juxtaposed relationship with the back panel. The front panel comprises an innermost edge foldably connected to the side of the back panel opposite the side on which the closing slot is located. The front panel also includes an outermost edge having a closing tab corresponding to the closing slot foldably connected to the outermost edge. At least one garment to be displayed is wrapped around the bottom panel.

Abstract: A packaging blank capable of forming a container having at least two internal compartments comprises in one embodiment a substantially rectangular bottom panel having opposing first and second side panels, a substantially rectangular top panel connected to the bottom panel by the second side panel, and an internal panel connected to the top panel by a first glue flap, wherein the bottom panel typically includes at least one display window. Upon construction the packaging blank provides a container having multiple internal compartments that may be viewable through a plurality of display windows. A method of packaging a product and an associated article comprises in one embodiment the steps of providing a blank, folding the internal panel over the top panel, positioning the article on the internal panel, folding the bottom panel over the internal panel, and securing the container formed by the blank.

Abstract: A packaging blank capable of forming a container having at least two internal compartments comprises in one embodiment a substantially rectangular bottom panel having opposing first and second side panels, a substantially rectangular top panel connected to the bottom panel by the second side panel, and an internal panel connected to the top panel by a first glue flap, wherein the bottom panel typically includes at least one display window. Upon construction the packaging blank provides a container having multiple internal compartments that may be viewable through a plurality of display windows. A method of packaging a product and an associated article comprises in one embodiment the steps of providing a blank, folding the internal panel over the top panel, positioning the article on the internal panel, folding the bottom panel over the internal panel, and securing the container formed by the blank.

Abstract: A packaging blank capable of forming a sleeve having at least one internal cavity comprises in one embodiment a substantially rectangular bottom panel, a substantially rectangular top panel connected to the bottom panel along a fold line, and a perforated retaining wall formed in the top panel, wherein the top panel includes at least one display window. Upon construction the packaging blank provides a sleeve having at least one internal cavity that is viewable through at least one display window. A method of packaging an article comprises in one embodiment the steps of providing a blank, placing an article to be packaged on the blank, folding the top panel over the bottom panel, and binding the sleeve formed by the blank into a publication.

Abstract: A packaging blank capable of forming a sleeve having at least one internal cavity comprises in one embodiment a substantially rectangular bottom panel, a substantially rectangular top panel connected to the bottom panel along a fold line, and a perforated retaining wall formed in the top panel, wherein the top panel includes at least one display window. Upon construction the packaging blank provides a sleeve having at least one internal cavity that is viewable through at least one display window. A method of packaging an article comprises in one embodiment the steps of providing a blank, placing an article to be packaged on the blank, folding the top panel over the bottom panel, and binding the sleeve formed by the blank into a publication.

Abstract: A packaging blank capable of forming a sleeve having at least one internal cavity comprises in one embodiment a substantially rectangular bottom panel, a substantially rectangular top panel connected to the bottom panel along a fold line, and a perforated retaining wall formed in the top panel, wherein the top panel includes at least one display window. Upon construction the packaging blank provides a sleeve having at least one internal cavity that is viewable through at least one display window. A method of packaging an article comprises in one embodiment the steps of providing a blank, placing an article to be packaged on the blank, folding the top panel over the bottom panel, and binding the sleeve formed by the blank into a publication.

Abstract: A packaging blank capable of forming a container having at least two internal compartments comprises in one embodiment a substantially rectangular bottom panel having opposing first and second side panels, a substantially rectangular top panel connected to the bottom panel by the second side panel, and an internal panel connected to the top panel by a first glue flap, wherein the bottom panel typically includes at least one display window. Upon construction the packaging blank provides a container having multiple internal compartments that may be viewable through a plurality of display windows. A method of packaging a product and an associated article comprises in one embodiment the steps of providing a blank, folding the internal panel over the top panel, positioning the article on the internal panel, folding the bottom panel over the internal panel, and securing the container formed by the blank.

Abstract: A display package having one or more media items retained therein. The display package is convertible between a collapsed position which is used for shipment and storage of the media item, an open display position for displaying the media item on a generally flat surface, and a compact display position. The display package has a base having opposing halves each formed of a pair of spaced apart upper and lower panels which are hingedly connected together along their respective outer ends. The upper panels also hingedly connected together along their inner ends. Central portions of the inner ends of the upper panels are spaced part from each other to define therebetween an elongate slot.

Abstract: A display package having one or more media items retained therein. The display package is convertible between a collapsed position which is used for shipment and storage of the media item, an open display position for displaying the media item on a generally flat surface, and a compact display position which allows the media item to be displayed in a number of positions, such as in receiving groove on a store shelf to operate as a shelf talker. The display package has a base having opposing halves each formed of a pair of spaced apart upper and lower panels which are hingedly connected together along their respective outer ends. The upper panels also hingedly connected together along their inner ends. Central portions of the inner ends of the upper panels are spaced part from each other to define therebetween an elongate slot. An upright body connected to the base selectively extends upwardly through the slot when in one of the display positions.

Abstract: A display package having one or more media items retained therein. The display package is convertible between a collapsed position which is used for shipment and storage of the media item, an open display position for displaying the media item on a generally flat surface, and a compact display position which allows the media item to be displayed in a number of positions, such as in receiving groove on a store shelf to operate as a shelf talker. The display package has a base having opposing halves each formed of a pair of spaced apart upper and lower panels which are hingedly connected together along their respective outer ends. The upper panels also hingedly connected together along their inner ends. Central portions of the inner ends of the upper panels are spaced part from each other to define therebetween an elongate slot. An upright body connected to the base selectively extends upwardly through the slot when in one of the display positions.

Abstract: A method of setting hair including the steps of pulling a full handful of the hair back at the nape of the neck, making a twist going up against the back of the head, making a plurality of twists against the head and moving them upward toward the top of the head and into a roll having an edge. The top of the plurality if twists is then pinched so the roll will not loosen up and pushing the remaining hair under the roll. A particular hair comb is then placed, at a 90 degree angle to the head into the edge of the roll. Finally the top of the comb is turned down toward the head while the comb teeth are pushed into the roll. This new method of setting hair allows a person or a hair stylist to set hair in a neat, consistent and appealing fashion. This simple to learn method is cost effective and only requires a hair comb.