Patents by Inventor Melinda A. Choi

Melinda A. Choi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140279117
    Abstract: A method for implementing a flat fee structure for credit card processing, which simplifies the fees charged to a merchant from an ISO. The flat rate processing fee may cover processing for a particular merchant for a specified period of time.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: BESTMERCHANTRATES.COM
    Inventors: DANNY K. CHOI, MELINDA A. CHOI
  • Publication number: 20110313895
    Abstract: A method for discounting costs of credit card processing for merchant participants is disclosed. A first account is associated with a first one of the merchant participants, and a unique referral identifier may be assigned thereto. A request to process one or more credit card transactions on behalf of the second one of the merchant participants is transmitted along with the referral identifier. The credit card transactions have a cost differential, from which a first fee reimbursement value is derived. The first account is credited based upon the first fee reimbursement value.
    Type: Application
    Filed: June 16, 2010
    Publication date: December 22, 2011
    Inventors: Danny K. Choi, Melinda A. Choi
  • Patent number: D506709
    Type: Grant
    Filed: September 22, 2003
    Date of Patent: June 28, 2005
    Inventor: Melinda A. Choi