Abstract: A system for distributing a loan lead generation fee, including: a computer including a processor in communication with a computer-readable medium and a network, the computer-readable medium having a database stored thereon, the database including a listing of the plurality of participants and hierarchical relationships therebetween; a participant input subsystem operably connected to the computer and to the network; a lead generation fee payment subsystem for receiving the lead generation fee that is generated upon closing of the loan; a calculation subsystem for calculating loan lead generation fee payments to be made to at least one participant, wherein the calculation subsystem calculates a fraction of the loan lead generation fee payment to pay the at least one participant based on the hierarchical relationship between the at least one participant and the plurality of participants; and a payment subsystem for distributing a payment to the at least one participant.

Abstract: A method of forming and using a metal I-beam includes hot rolling an elongated metal workpiece to establish a web and a pair of flanges on the edges thereof. The web is formed with elongated reinforcement of solid cross-section having a generally straight longitudinal axis oriented generally parallel to the flanges. The hot rolled I-beam is cooled without forming substantial waves in the web and the I-beam is subsequently secured in a building construction or other structural product. The method involves the longitudinally oriented reinforcing means which preferably are one or more elongated laterally projecting ribs having such mass that the average temperature of the web prior to cooling will be sufficiently close to the average temperature of the flanges prior to cooling that the formation of waves within the web during cooling will be resisted. The reinforcement is preferably coextensive with the I-beam. The web is preferably substantially continuous.

Abstract: A method of forming and using a metal I-beam includes hot rolling an elongated metal workpiece to establish a web and a pair of flanges on the edges thereof. The web is formed with elongated reinforcement of solid cross-section having a generally straight longitudinal axis oriented generally parallel to the flanges. The hot rolled I-beam is cooled without forming substantial waves in the web and the I-beam is subsequently secured in a building construction or other structural product. The method involves the longitudinally oriented reinforcing means which preferably are one or more elongated laterally projecting ribs having such mass that the average temperature of the web prior to cooling will be sufficiently close to the average temperature of the flanges prior to cooling that the formation of waves within the web during cooling will be resisted. The reinforcement if preferably coextensive with the I-beam. The web is preferably substantially continuous.