Patents by Inventor Michael A. Meffie
Michael A. Meffie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9679278Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: December 17, 2013Date of Patent: June 13, 2017Assignee: Diebold Self-Service SystemsInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 9367980Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.Type: GrantFiled: April 13, 2015Date of Patent: June 14, 2016Assignee: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney Reese, Mark A. DePietro, Steven R. Davis, Michael Meffie
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Patent number: 9355531Abstract: A deposit management system is operable responsive to data included on data bearing records. The system is associated with a plurality of financial funds depositories. Each depository can accept deposit items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a bar code reader of a respective depository read a deposit identifier which corresponds in the data store to a preregistered deposit, then the respective depository is operated to automatically unlock its deposit entry door. The system also allows merchants to review their deposit history.Type: GrantFiled: December 18, 2013Date of Patent: May 31, 2016Assignee: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. Depietro, Steven R. Davis, Michael A. Meffie
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Publication number: 20150221160Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.Type: ApplicationFiled: April 13, 2015Publication date: August 6, 2015Inventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Ortino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
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Patent number: 9022284Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: GrantFiled: November 26, 2013Date of Patent: May 5, 2015Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. Depietro, Steven R. Davis
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Patent number: 9004352Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.Type: GrantFiled: March 7, 2013Date of Patent: April 14, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
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Patent number: 8800864Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: GrantFiled: June 4, 2012Date of Patent: August 12, 2014Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. DePietro, Steven R. Davis
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Publication number: 20140166745Abstract: A deposit management system is operable responsive to data included on data bearing records. The system is associated with a plurality of financial funds depositories. Each depository can accept deposit items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a bar code reader of a respective depository read a deposit identifier which corresponds in the data store to a preregistered deposit, then the respective depository is operated to automatically unlock its deposit entry door. The system also allows merchants to review their deposit history.Type: ApplicationFiled: December 18, 2013Publication date: June 19, 2014Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: H. Thomas GRAEF, J. Richard HANNA, Randall W. JENKINS, Robert V. ARTINO, Rodney J. REESE, Mark A. DEPIETRO, Steven R. DAVIS, Michael A. MEFFIE
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Publication number: 20140131439Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: ApplicationFiled: November 26, 2013Publication date: May 15, 2014Inventors: H. Thomas GRAEF, Robert V. ARTINO, Rodney J. REESE, Michael A. MEFFIE, J. Richard HANNA, Randall W. JENKINS, Mark A. DEPIETRO, Steven R. DAVIS
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Publication number: 20140108245Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: ApplicationFiled: December 17, 2013Publication date: April 17, 2014Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Jay Paul DRUMMOND, Mark D. SMITH, Michael A. MEFFIE, Daniel D. WASIL
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Patent number: 8608058Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: May 14, 2012Date of Patent: December 17, 2013Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8590780Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: GrantFiled: June 4, 2012Date of Patent: November 26, 2013Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
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Patent number: 8474702Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: GrantFiled: July 23, 2012Date of Patent: July 2, 2013Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20130146657Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: ApplicationFiled: June 4, 2012Publication date: June 13, 2013Applicant: DIEBOLD, INCORPORATEDInventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. DePietro, Steven R. Davis
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Publication number: 20130140358Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.Type: ApplicationFiled: June 4, 2012Publication date: June 6, 2013Applicant: DIEBOLD, INCORPORATEDInventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
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Publication number: 20120286034Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: ApplicationFiled: July 23, 2012Publication date: November 15, 2012Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Publication number: 20120223136Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: ApplicationFiled: May 14, 2012Publication date: September 6, 2012Applicant: Diebold Self-Service Systems division of Diebold IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8225991Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: GrantFiled: February 9, 2011Date of Patent: July 24, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8191771Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine is in connection with a card reader operative to read data corresponding to financial accounts from user cards. The machine further includes an RFID reading device that is operative to read signals from RFID tags to obtain deposit information therefrom. The information can include data associated with the deposit, such as an account number and a deposit amount. The information can also include cash value. A computer is operative to credit a financial account for value associated with deposited items responsive to data read by the card reader and/or RFID reading device.Type: GrantFiled: July 11, 2011Date of Patent: June 5, 2012Assignee: Diebold, IncorporatedInventors: Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. DePietro, Steven R. Davis
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Patent number: 8186576Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: May 2, 2011Date of Patent: May 29, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil