Abstract: The present invention relates generally to systems and methods for providing transaction control for purchasing decisions that involve the use of credits, debits, loyalty points, affinity points, promotions, or currency transfers. The present invention provides a common forum where merchants desiring to target consumers prior to or at the time of purchase are matched with customers who desire information, goods, or services related to the merchant. In general, the matching and coordinating of the credit accounts, debit accounts, loyalty (points) programs, affinity (points) programs, promotions, and currency exchanges are performed such that consumers and businesses may obtain the greatest financial, promotional, or desired benefit on purchases of goods and services. Further, merchants may present promotional opportunities to consumers or businesses prior to, at the time of or after transacting the payment of goods or services.

Abstract: A wipe package includes an impregnated wipe, a sealed package containing the impregnated wipe and having an exterior surface and internal formulary reservoir to provide additional formulary to the impregnated wipe and at least one region on the exterior surface to secure the package to a user's hand or finger when using the impregnated wipe. The sealed package includes a front sheet, a first rear sheet having an interior surface and an exterior surface, and a second rear sheet. The impregnated wipe is secured to an interior surface of the first rear sheet, and at least the front sheet and the first rear sheet seal the impregnated wipe. The formulary reservoir is placed adjacent to the impregnated wipe to provide additional formulary. The package materials of the front and rear sheets protect the user's hand from contamination by the impregnated formulary during application.

Abstract: A wipe package includes an impregnated wipe, a sealed package containing the impregnated wipe and having an exterior surface, and at least one receptacle on the exterior surface to secure the package to a user's hand or finger when using the impregnated wipe. The sealed package includes a front sheet, a first rear sheet having an interior surface and an exterior surface, and a second rear sheet. The impregnated wipe is secured to an interior surface of the first rear sheet, and at least the front sheet and the first rear sheet seal the impregnated wipe. The receptacle is formed between the exterior surface of the first rear sheet and the second rear sheet. The receptacle includes at least one of a pocket and a strap.

Abstract: The present invention provides a method of reducing the cost of impregnated wipes, by including coupons for other companies' products or services within the packaging of said wipes. Also, a method is provided to track the sales, distribution and redemption of said wipes and coupons, and to electronically provide such information to retailers and advertisers over the internet. The present invention also provides an improved wipe package.

Abstract: The present invention relates generally to systems and methods for providing transaction control for purchasing decisions that involve the use of credits, debits, loyalty points, affinity points, promotions, or currency transfers. The present invention provides a common forum where merchants desiring to target consumers prior to or at the time of purchase are matched with customers who desire information, goods, or services related to the merchant. In general, the matching and coordinating of the credit accounts, debit accounts, loyalty (points) programs, affinity (points) programs, promotions, and currency exchanges are performed such that consumers and businesses may obtain the greatest financial, promotional, or desired benefit on purchases of goods and services. Further, merchants may present promotional opportunities to consumers or businesses prior to, at the time of or after transacting the payment of goods or services.

Abstract: The present invention provides a method of reducing the cost of impregnated wipes, by including coupons for other companies' products or services within the packaging of said wipes. Also, a method is provided to track the sales, distribution and redemption of said wipes and coupons, and to electronically provide such information to retailers and advertisers over the internet. The present invention also provides an improved wipe package.