Patents by Inventor Michael C. Henkel

Michael C. Henkel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automatically allocating and rebalancing discretionary portfolios
    Patent number: 7216099
    Abstract: An automated retirement plan manager manages the assets of an employee retirement benefits plan on behalf of an employer. The plan manager executes trades on investment vehicles based on instructions from an automated independent investment advisor. The advisor calculates a human capital for each plan participant based on data derived from the employer and from the participant through an interface, and based on that human capital calculation recommends an allocation of portfolio assets to the participant. This recommendation, once presented for review by and perhaps modified by the participant, becomes an instruction to the plan manager. As the participant ages his or her human capital is recalculated, and this is used to determine whether the participant's present portfolio type should now be switched to a more conservative one.
    Type: Grant
    Filed: March 5, 2002
    Date of Patent: May 8, 2007
    Assignee: Ibbotson Associates
    Inventors: Peng Chen, Roger Ibbotson, Michael C. Henkel
  • Automatically allocating and rebalancing discretionary portfolios
    Publication number: 20030172018
    Abstract: An automated retirement plan manager manages the assets of an employee retirement benefits plan on behalf of an employer. The plan manager executes trades on investment vehicles based on instructions from an automated independent investment advisor. The advisor calculates a human capital for each plan participant based on data derived from the employer and from the participant through an interface, and based on that human capital calculation recommends an allocation of portfolio assets to the participant. This recommendation, once presented for review by and perhaps modified by the participant, becomes an instruction to the plan manager. As the participant ages his or her human capital is recalculated, and this is used to determine whether the participant's present portfolio type should now be switched to a more conservative one.
    Type: Application
    Filed: March 5, 2002
    Publication date: September 11, 2003
    Applicant: IBBOTSON ASSOCIATES, INC.
    Inventors: Peng Chen, Roger Ibbotson, Michael C. Henkel