Patents by Inventor Michael Eimer

Michael Eimer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240078599
    Abstract: A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.
    Type: Application
    Filed: November 10, 2023
    Publication date: March 7, 2024
    Inventors: Shawn Krisman, Jaya Pareek, Jeremy Mittleman, Kenny Eimer, Michael Boardman
  • Patent number: D990195
    Type: Grant
    Filed: December 16, 2020
    Date of Patent: June 27, 2023
    Assignee: Schroeder & Tremayne, Inc.
    Inventor: Michael Eimer